85726
ZIPSAFMR
Pima County, AZ
BRFMR
Eff. Rent
0 BR$970$960
1 BR$1,080$1,130
2 BR$1,400$1,460
3 BR$1,950$1,750
4 BR$2,240$1,910
5 BR$2,576
6 BR$2,962
7 BR$3,407
8 BR$3,918

Purchase Price Calculator

Maximum purchase price
$155,039

Cost breakdown

+Likely effective rent$1,460
HUD FMR$1,400
Market rent$1,490
Est. payment standard (104%)Used$1,460
Estimated payment standard is $1,460 (104% of FMR).
-Principal and interest-$784
Loan amount$124,031
Down payment$31,008
Rate6.50%
Term30 years
-Operating costs-$476
Property taxes-$155
Insurance-$175
Utilities$0
HOA$0
Management-$146
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$23,565(76.0% ROI)
Projected value
$166,960
Current value$155,039
Return breakdown
Property appreciation+$11,921
Loan principal paid down+$4,444
Rental cash flow+$7,200
5-year hold
+$40,298(130.0% ROI)
Projected value
$175,412
Current value$155,039
Return breakdown
Property appreciation+$20,373
Loan principal paid down+$7,924
Rental cash flow+$12,000
10-year hold
+$86,306(278.3% ROI)
Projected value
$198,463
Current value$155,039
Return breakdown
Property appreciation+$43,424
Loan principal paid down+$18,882
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.01ratio
FMR$970
Market$960
vs market+$10

FMR is near market; voucher and private rents are aligned.

90% standard$873 / 0.91 ratio110% standard$1,067 / 1.11 ratio
1.01
1 BR
1 BR
0.94ratio
FMR$1,080
Market$1,150
vs market-$70

FMR is near market; voucher and private rents are aligned.

90% standard$972 / 0.85 ratio110% standard$1,188 / 1.03 ratio
0.94
2 BR
2 BR
0.94ratio
FMR$1,400
Market$1,490
vs market-$90

FMR is near market; voucher and private rents are aligned.

90% standard$1,260 / 0.85 ratio110% standard$1,540 / 1.03 ratio
0.94
3 BR
3 BR
1.11ratio
FMR$1,950
Market$1,750
vs market+$200

FMR is above market; underwrite to market rent.

90% standard$1,755 / 1.00 ratio110% standard$2,145 / 1.23 ratio
1.11
4 BR
4 BR
1.17ratio
FMR$2,240
Market$1,910
vs market+$330

FMR is above market; underwrite to market rent.

90% standard$2,016 / 1.06 ratio110% standard$2,464 / 1.29 ratio
1.17
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 85726 (AZ) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

85726 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 85726 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,400 and the 4 bedroom fair market rent is $2,240.

Use this page for searches like 85726 FMR, 85726 fair market rent, and 85726 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 85726
Bedroom sizeHUD FMR
Studio$970
1 bedroom$1,080
2 bedroom$1,400
3 bedroom$1,950
4 bedroom$2,240