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85718

ZIPSAFMR
Pima County, AZ

ZIP Investment Score

37Below average

095130300
BRFMR
Eff. Rent
0 BR$990$1,090
1 BR$1,100$1,210
2 BR$1,420$1,560
3 BR$1,970$2,170
4 BR$2,230$2,450
5 BR$2,565Not available
6 BR$2,949Not available
7 BR$3,392Not available
8 BR$3,900Not available

Purchase Price Calculator

Maximum purchase price
$169,899

Cost breakdown

+Likely effective rent$1,560
HUD FMR$1,420
Market rent$1,870
Est. payment standard (110%)Used$1,560
-Principal and interest-$859
Loan amount$135,919
Down payment$33,980
Rate6.50%
Term30 years
-Operating costs-$501
Property taxes-$170
Insurance-$175
Utilities$0
HOA$0
Management-$156
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$25,133(74.0% ROI)
Projected value
$182,962
Return breakdown
Property appreciation+$13,064
Loan principal paid down+$4,870
Rental cash flow+$7,200
5-year hold
+$43,010(126.6% ROI)
Projected value
$192,225
Return breakdown
Property appreciation+$22,326
Loan principal paid down+$8,684
Rental cash flow+$12,000
10-year hold
+$92,278(271.6% ROI)
Projected value
$217,485
Return breakdown
Property appreciation+$47,586
Loan principal paid down+$20,692
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.85
1 BR
0.71
2 BR
0.76
3 BR
0.64
4 BR
0.66
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 85718 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 85718 (Tucson, AZ) is $1,420 a month. That is down 1.4% from $1,440 in FY 2026. Tucson is in the Tucson, AZ MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 66 ZIP codes in Pima County, 85718 has the 30th-highest two-bedroom rent (county range $1,100–$2,110). The median county two-bedroom FMR in Arizona is $1,244, so ZIP 85718 is 14% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 85718
BedroomsFY 2027Change90–110% range
Studio$9900.0%$891–$1,089
1BR$1,100−0.9%$990–$1,210
2BR$1,420−1.4%$1,278–$1,562
3BR$1,970−1.5%$1,773–$2,167
4BR$2,230−3.5%$2,007–$2,453

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 85718
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$990$1,100$1,420$1,970$2,230
FY 2026$990$1,110$1,440$2,000$2,310
FY 2025$990$1,100$1,440$2,020$2,340
FY 2024$970$1,090$1,430$2,020$2,360
FY 2023$840$950$1,250$1,780$2,080

Two-bedroom rent in nearby Pima County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 85718
85711$1,280−9.9%
85712$1,290−9.2%
85713$1,290−9.2%
85714$1,100−22.5%
85715$1,620+14.1%
85716$1,340−5.6%
85717$1,410−0.7%
85718Current$1,420—
85719$1,370−3.5%
85721$1,410−0.7%
85723$1,250−12.0%
85724$1,410−0.7%

Questions about ZIP 85718 rents

How much will Section 8 pay for a two-bedroom in ZIP 85718?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,420, that basic range is $1,278 to $1,562 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 85718 in?

ZIP 85718 is in the Tucson, AZ MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 85718 for FY 2027?

The two-bedroom FMR fell 1.4%, from $1,440 in FY 2026 to $1,420 in FY 2027. Since FY 2023 it has risen 13.6%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set