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Pima County/Tucson/85746

85746

ZIPSAFMR
Pima County, AZ
Zillow

ZIP Investment Score

80Below average

095130300
BRFMR
Eff. Rent
0 BR$1,100$1,210
1 BR$1,230$1,350
2 BR$1,580$1,600
3 BR$2,190$1,710
4 BR$2,490$2,030
5 BR$2,864Not available
6 BR$3,293Not available
7 BR$3,787Not available
8 BR$4,355Not available

Purchase Price Calculator

Maximum purchase price
$175,843

Cost breakdown

+Likely effective rent$1,600
HUD FMR$1,580
Market rent$1,610
Est. payment standard (101%)Used$1,600
-Principal and interest-$889
Loan amount$140,674
Down payment$35,169
Rate6.50%
Term30 years
-Operating costs-$511
Property taxes-$176
Insurance-$175
Utilities$0
HOA$0
Management-$160
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$25,761(73.2% ROI)
Projected value
$189,364
Return breakdown
Property appreciation+$13,521
Loan principal paid down+$5,040
Rental cash flow+$7,200
5-year hold
+$44,095(125.4% ROI)
Projected value
$198,950
Return breakdown
Property appreciation+$23,107
Loan principal paid down+$8,988
Rental cash flow+$12,000
10-year hold
+$94,667(269.2% ROI)
Projected value
$225,094
Return breakdown
Property appreciation+$49,251
Loan principal paid down+$21,416
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.71
1 BR
0.76
2 BR
0.98
3 BR
1.28
4 BR
1.23
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 85746 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 85746 (Tucson, AZ) is $1,580 a month. That is up 1.3% from $1,560 in FY 2026. Tucson is in the Tucson, AZ MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 66 ZIP codes in Pima County, 85746 has the 21st-highest two-bedroom rent (county range $1,100–$2,110). The median county two-bedroom FMR in Arizona is $1,244, so ZIP 85746 is 27% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 85746
BedroomsFY 2027Change90–110% range
Studio$1,100+1.9%$990–$1,210
1BR$1,230+2.5%$1,107–$1,353
2BR$1,580+1.3%$1,422–$1,738
3BR$2,190+0.9%$1,971–$2,409
4BR$2,490−0.4%$2,241–$2,739

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 85746
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,100$1,230$1,580$2,190$2,490
FY 2026$1,080$1,200$1,560$2,170$2,500
FY 2025$1,050$1,170$1,530$2,140$2,490
FY 2024$980$1,100$1,450$2,040$2,390
FY 2023$840$950$1,250$1,780$2,080

Two-bedroom rent in nearby Pima County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 85746
85740$1,410−10.8%
85741$1,770+12.0%
85742$2,010+27.2%
85743$1,980+25.3%
85745$1,410−10.8%
85746Current$1,580—
85747$2,110+33.5%
85748$1,760+11.4%
85749$1,750+10.8%
85750$1,650+4.4%
85751$1,410−10.8%
85752$1,410−10.8%

Questions about ZIP 85746 rents

How much will Section 8 pay for a two-bedroom in ZIP 85746?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,580, that basic range is $1,422 to $1,738 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 85746 in?

ZIP 85746 is in the Tucson, AZ MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 85746 for FY 2027?

The two-bedroom FMR rose 1.3%, from $1,560 in FY 2026 to $1,580 in FY 2027. Since FY 2023 it has risen 26.4%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentTucson, AZ fair market rentAZ statewide rentsWhat is SAFMR?Data sources