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Pima County/Tucson/85748

85748

ZIPSAFMR
Pima County, AZ
Zillow

ZIP Investment Score

72Below average

095130300
BRFMR
Eff. Rent
0 BR$1,230$1,350
1 BR$1,370$1,470
2 BR$1,760$1,630
3 BR$2,440$1,950
4 BR$2,770$2,340
5 BR$3,185Not available
6 BR$3,663Not available
7 BR$4,213Not available
8 BR$4,845Not available

Purchase Price Calculator

Maximum purchase price
$180,301

Cost breakdown

+Likely effective rent$1,630
HUD FMR$1,760
Market rentUsed$1,630
Est. payment standard (95%)$1,680
-Principal and interest-$912
Loan amount$144,241
Down payment$36,060
Rate6.50%
Term30 years
-Operating costs-$518
Property taxes-$180
Insurance-$175
Utilities$0
HOA$0
Management-$163
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$26,231(72.7% ROI)
Projected value
$194,164
Return breakdown
Property appreciation+$13,863
Loan principal paid down+$5,168
Rental cash flow+$7,200
5-year hold
+$44,909(124.5% ROI)
Projected value
$203,994
Return breakdown
Property appreciation+$23,693
Loan principal paid down+$9,216
Rental cash flow+$12,000
10-year hold
+$96,458(267.5% ROI)
Projected value
$230,800
Return breakdown
Property appreciation+$50,499
Loan principal paid down+$21,959
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.84
1 BR
0.90
2 BR
1.08
3 BR
1.25
4 BR
1.18
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 85748 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 85748 (Tucson, AZ) is $1,760 a month. That is up 1.7% from $1,730 in FY 2026. Tucson is in the Tucson, AZ MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 66 ZIP codes in Pima County, 85748 has the 11th-highest two-bedroom rent (county range $1,100–$2,110). The median county two-bedroom FMR in Arizona is $1,244, so ZIP 85748 is 41% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 85748
BedroomsFY 2027Change90–110% range
Studio$1,230+3.4%$1,107–$1,353
1BR$1,370+3.0%$1,233–$1,507
2BR$1,760+1.7%$1,584–$1,936
3BR$2,440+1.2%$2,196–$2,684
4BR$2,7700.0%$2,493–$3,047

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 85748
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,230$1,370$1,760$2,440$2,770
FY 2026$1,190$1,330$1,730$2,410$2,770
FY 2025$1,170$1,310$1,710$2,400$2,780
FY 2024$1,140$1,280$1,680$2,370$2,770
FY 2023$1,010$1,150$1,510$2,150$2,510

Two-bedroom rent in nearby Pima County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 85748
85741$1,770+0.6%
85742$2,010+14.2%
85743$1,980+12.5%
85745$1,410−19.9%
85746$1,580−10.2%
85747$2,110+19.9%
85748Current$1,760—
85749$1,750−0.6%
85750$1,650−6.2%
85751$1,410−19.9%
85752$1,410−19.9%
85754$1,410−19.9%

Questions about ZIP 85748 rents

How much will Section 8 pay for a two-bedroom in ZIP 85748?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,760, that basic range is $1,584 to $1,936 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 85748 in?

ZIP 85748 is in the Tucson, AZ MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 85748 for FY 2027?

The two-bedroom FMR rose 1.7%, from $1,730 in FY 2026 to $1,760 in FY 2027. Since FY 2023 it has risen 16.6%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentTucson, AZ fair market rentAZ statewide rentsWhat is SAFMR?Data sources