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Pima County/Tucson/85737

85737

ZIPSAFMR
Pima County, AZ
Zillow

ZIP Investment Score

61Below average

095130300
BRFMR
Eff. Rent
0 BR$1,410$1,550
1 BR$1,580$1,720
2 BR$2,030$2,030
3 BR$2,810$2,240
4 BR$3,200$2,480
5 BR$3,680Not available
6 BR$4,232Not available
7 BR$4,867Not available
8 BR$5,597Not available

Purchase Price Calculator

Maximum purchase price
$239,741

Cost breakdown

+Likely effective rent$2,030
HUD FMR$2,030
Market rent$2,030
Est. payment standard (100%)Used$2,030
-Principal and interest-$1,212
Loan amount$191,793
Down payment$47,948
Rate6.50%
Term30 years
-Operating costs-$618
Property taxes-$240
Insurance-$175
Utilities$0
HOA$0
Management-$203
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$32,505(67.8% ROI)
Projected value
$258,174
Return breakdown
Property appreciation+$18,434
Loan principal paid down+$6,871
Rental cash flow+$7,200
5-year hold
+$55,758(116.3% ROI)
Projected value
$271,245
Return breakdown
Property appreciation+$31,504
Loan principal paid down+$12,254
Rental cash flow+$12,000
10-year hold
+$120,346(251.0% ROI)
Projected value
$306,888
Return breakdown
Property appreciation+$67,148
Loan principal paid down+$29,198
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.79
1 BR
0.88
2 BR
1.00
3 BR
1.25
4 BR
1.29
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 85737 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 85737 (Tucson, AZ) is $2,030 a month. That is down 2.9% from $2,090 in FY 2026. Tucson is in the Tucson, AZ MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 66 ZIP codes in Pima County, 85737 has the 6th-highest two-bedroom rent (county range $1,100–$2,110). The median county two-bedroom FMR in Arizona is $1,244, so ZIP 85737 is 63% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 85737
BedroomsFY 2027Change90–110% range
Studio$1,410−2.1%$1,269–$1,551
1BR$1,580−1.9%$1,422–$1,738
2BR$2,030−2.9%$1,827–$2,233
3BR$2,810−3.4%$2,529–$3,091
4BR$3,200−4.5%$2,880–$3,520

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 85737
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,410$1,580$2,030$2,810$3,200
FY 2026$1,440$1,610$2,090$2,910$3,350
FY 2025$1,410$1,580$2,060$2,890$3,350
FY 2024$1,340$1,510$1,980$2,790$3,270
FY 2023$1,130$1,280$1,690$2,400$2,810

Two-bedroom rent in nearby Pima County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 85737
85731$1,410−30.5%
85732$1,410−30.5%
85733$1,410−30.5%
85734$1,730−14.8%
85735$1,660−18.2%
85736$1,190−41.4%
85737Current$2,030—
85738$1,410−30.5%
85740$1,410−30.5%
85741$1,770−12.8%
85742$2,010−1.0%
85743$1,980−2.5%

Questions about ZIP 85737 rents

How much will Section 8 pay for a two-bedroom in ZIP 85737?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,030, that basic range is $1,827 to $2,233 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 85737 in?

ZIP 85737 is in the Tucson, AZ MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 85737 for FY 2027?

The two-bedroom FMR fell 2.9%, from $2,090 in FY 2026 to $2,030 in FY 2027. Since FY 2023 it has risen 20.1%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentTucson, AZ fair market rentAZ statewide rentsWhat is SAFMR?Data sources