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85749

ZIPSAFMR
Pima County, AZ

ZIP Investment Score

43Below average

095130300
BRFMR
Eff. Rent
0 BR$1,220$1,230
1 BR$1,360$1,470
2 BR$1,750$1,690
3 BR$2,420$2,050
4 BR$2,750$2,370
5 BR$3,162Not available
6 BR$3,637Not available
7 BR$4,182Not available
8 BR$4,810Not available

Purchase Price Calculator

Maximum purchase price
$189,217

Cost breakdown

+Likely effective rent$1,690
HUD FMR$1,750
Market rentUsed$1,690
Est. payment standard (98%)$1,710
-Principal and interest-$957
Loan amount$151,373
Down payment$37,843
Rate6.50%
Term30 years
-Operating costs-$533
Property taxes-$189
Insurance-$175
Utilities$0
HOA$0
Management-$169
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$27,172(71.8% ROI)
Projected value
$203,766
Return breakdown
Property appreciation+$14,549
Loan principal paid down+$5,423
Rental cash flow+$7,200
5-year hold
+$46,536(123.0% ROI)
Projected value
$214,081
Return breakdown
Property appreciation+$24,865
Loan principal paid down+$9,671
Rental cash flow+$12,000
10-year hold
+$100,042(264.4% ROI)
Projected value
$242,214
Return breakdown
Property appreciation+$52,997
Loan principal paid down+$23,045
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.98
1 BR
0.89
2 BR
1.04
3 BR
1.18
4 BR
1.16
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 85749 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 85749 (Tucson, AZ) is $1,750 a month. That is up 1.7% from $1,720 in FY 2026. Tucson is in the Tucson, AZ MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 66 ZIP codes in Pima County, 85749 has the 12th-highest two-bedroom rent (county range $1,100–$2,110). The median county two-bedroom FMR in Arizona is $1,244, so ZIP 85749 is 41% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 85749
BedroomsFY 2027Change90–110% range
Studio$1,220+2.5%$1,098–$1,342
1BR$1,360+2.3%$1,224–$1,496
2BR$1,750+1.7%$1,575–$1,925
3BR$2,420+1.3%$2,178–$2,662
4BR$2,7500.0%$2,475–$3,025

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 85749
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,220$1,360$1,750$2,420$2,750
FY 2026$1,190$1,330$1,720$2,390$2,750
FY 2025$1,140$1,270$1,660$2,330$2,700
FY 2024$1,100$1,230$1,620$2,280$2,670
FY 2023$980$1,110$1,460$2,070$2,430

Two-bedroom rent in nearby Pima County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 85749
85742$2,010+14.9%
85743$1,980+13.1%
85745$1,410−19.4%
85746$1,580−9.7%
85747$2,110+20.6%
85748$1,760+0.6%
85749Current$1,750—
85750$1,650−5.7%
85751$1,410−19.4%
85752$1,410−19.4%
85754$1,410−19.4%
85755$2,110+20.6%

Questions about ZIP 85749 rents

How much will Section 8 pay for a two-bedroom in ZIP 85749?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,750, that basic range is $1,575 to $1,925 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 85749 in?

ZIP 85749 is in the Tucson, AZ MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 85749 for FY 2027?

The two-bedroom FMR rose 1.7%, from $1,720 in FY 2026 to $1,750 in FY 2027. Since FY 2023 it has risen 19.9%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set