89441
ZIPSAFMR
Washoe County, NV
BRFMR
Eff. Rent
0 BR$1,910$2,010
1 BR$2,210$2,170
2 BR$2,770$2,380
3 BR$3,760$2,490
4 BR$4,370$2,820
5 BR$5,026
6 BR$5,779
7 BR$6,646
8 BR$7,643

Purchase Price Calculator

Maximum purchase price
$291,751

Cost breakdown

+Likely effective rent$2,380
HUD FMR$2,770
Market rentUsed$2,380
Est. payment standard (91%)$2,520
Market rent is below the inferred standard ($2,520, 91% of FMR).
-Principal and interest-$1,475
Loan amount$233,400
Down payment$58,350
Rate6.50%
Term30 years
-Operating costs-$705
Property taxes-$292
Insurance-$175
Utilities$0
HOA$0
Management-$238
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$37,995(65.1% ROI)
Projected value
$314,183
Current value$291,751
Return breakdown
Property appreciation+$22,433
Loan principal paid down+$8,362
Rental cash flow+$7,200
5-year hold
+$65,250(111.8% ROI)
Projected value
$330,089
Current value$291,751
Return breakdown
Property appreciation+$38,338
Loan principal paid down+$14,912
Rental cash flow+$12,000
10-year hold
+$141,247(242.1% ROI)
Projected value
$373,465
Current value$291,751
Return breakdown
Property appreciation+$81,715
Loan principal paid down+$35,533
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.92ratio
FMR$1,910
Market$2,070
vs market-$160

FMR is near market; voucher and private rents are aligned.

90% standard$1,719 / 0.83 ratio110% standard$2,101 / 1.01 ratio
0.92
1 BR
1 BR
1.02ratio
FMR$2,210
Market$2,170
vs market+$40

FMR is near market; voucher and private rents are aligned.

90% standard$1,989 / 0.92 ratio110% standard$2,431 / 1.12 ratio
1.02
2 BR
2 BR
1.16ratio
FMR$2,770
Market$2,380
vs market+$390

FMR is above market; underwrite to market rent.

90% standard$2,493 / 1.05 ratio110% standard$3,047 / 1.28 ratio
1.16
3 BR
3 BR
1.51ratio
FMR$3,760
Market$2,490
vs market+$1,270

FMR is above market; underwrite to market rent.

90% standard$3,384 / 1.36 ratio110% standard$4,136 / 1.66 ratio
1.51
4 BR
4 BR
1.55ratio
FMR$4,370
Market$2,820
vs market+$1,550

FMR is above market; underwrite to market rent.

90% standard$3,933 / 1.39 ratio110% standard$4,807 / 1.70 ratio
1.55
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 89441 (NV) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

89441 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 89441 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,770 and the 4 bedroom fair market rent is $4,370.

Use this page for searches like 89441 FMR, 89441 fair market rent, and 89441 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 89441
Bedroom sizeHUD FMR
Studio$1,910
1 bedroom$2,210
2 bedroom$2,770
3 bedroom$3,760
4 bedroom$4,370