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90822

ZIPSAFMR
Los Angeles County, CA
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ZIP Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$2,490$2,300
1 BR$2,790$2,660
2 BR$3,440$3,510
3 BR$4,360$4,780
4 BR$4,880$5,370
5 BR$5,612Not available
6 BR$6,454Not available
7 BR$7,422Not available
8 BR$8,535Not available

Purchase Price Calculator

Maximum purchase price
$459,668

Cost breakdown

+Likely effective rent$3,510
HUD FMR$3,440
Market rent$3,550
Est. payment standard (102%)Used$3,510
-Principal and interest-$2,324
Loan amount$367,734
Down payment$91,934
Rate6.50%
Term30 years
-Operating costs-$986
Property taxes-$460
Insurance-$175
Utilities$0
HOA$0
Management-$351
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$55,719(60.6% ROI)
Projected value
$495,012
Return breakdown
Property appreciation+$35,344
Loan principal paid down+$13,175
Rental cash flow+$7,200
5-year hold
+$95,899(104.3% ROI)
Projected value
$520,072
Return breakdown
Property appreciation+$60,404
Loan principal paid down+$23,495
Rental cash flow+$12,000
10-year hold
+$208,729(227.0% ROI)
Projected value
$588,414
Return breakdown
Property appreciation+$128,746
Loan principal paid down+$55,983
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.08
1 BR
1.05
2 BR
0.97
3 BR
0.87
4 BR
0.83
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
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Tax rate
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Mortgage rate
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ZIP 90822 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 90822 (Long Beach, CA) is $3,440 a month. That is up 3.6% from $3,320 in FY 2026. Long Beach is in the Los Angeles-Long Beach-Glendale, CA HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 458 ZIP codes in Los Angeles County, 90822 is tied for the 104th-highest two-bedroom rent (county range $1,870–$4,450). The median county two-bedroom FMR in California is $1,725, so ZIP 90822 is 99% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 90822
BedroomsFY 2027Change90–110% range
Studio$2,490+4.6%$2,241–$2,739
1BR$2,790+4.9%$2,511–$3,069
2BR$3,440+3.6%$3,096–$3,784
3BR$4,360+3.3%$3,924–$4,796
4BR$4,880+3.8%$4,392–$5,368

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 90822
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$2,490$2,790$3,440$4,360$4,880
FY 2026$2,380$2,660$3,320$4,220$4,700
FY 2025$2,090$2,340$2,950$3,750$4,160
FY 2024$2,040$2,310$2,920$3,740$4,130
FY 2023$1,530$1,750$2,220$2,910$3,170

Two-bedroom rent in nearby Los Angeles County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 90822
90806$2,560−25.6%
90807$2,920−15.1%
90808$3,590+4.4%
90809$2,960−14.0%
90810$2,470−28.2%
90813$2,630−23.5%
90814$3,260−5.2%
90815$3,420−0.6%
90822Current$3,440—
90831$2,960−14.0%
90832$2,960−14.0%
90833$2,960−14.0%

Questions about ZIP 90822 rents

How much will Section 8 pay for a two-bedroom in ZIP 90822?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $3,440, that basic range is $3,096 to $3,784 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 90822 in?

ZIP 90822 is in the Los Angeles-Long Beach-Glendale, CA HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 90822 for FY 2027?

The two-bedroom FMR rose 3.6%, from $3,320 in FY 2026 to $3,440 in FY 2027. Since FY 2023 it has risen 55.0%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set