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Los Angeles County/Long Beach/90815

90815

ZIPSAFMR
Los Angeles County, CA
Zillow

ZIP Investment Score

78Below average

095130300
BRFMR
Eff. Rent
0 BR$2,480$2,100
1 BR$2,770$2,520
2 BR$3,420$3,290
3 BR$4,340$4,590
4 BR$4,860$5,130
5 BR$5,589Not available
6 BR$6,427Not available
7 BR$7,391Not available
8 BR$8,500Not available

Purchase Price Calculator

Maximum purchase price
$426,976

Cost breakdown

+Likely effective rent$3,290
HUD FMR$3,420
Market rentUsed$3,290
Est. payment standard (98%)$3,340
-Principal and interest-$2,159
Loan amount$341,581
Down payment$85,395
Rate6.50%
Term30 years
-Operating costs-$931
Property taxes-$427
Insurance-$175
Utilities$0
HOA$0
Management-$329
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$52,268(61.2% ROI)
Projected value
$459,807
Return breakdown
Property appreciation+$32,830
Loan principal paid down+$12,238
Rental cash flow+$7,200
5-year hold
+$89,932(105.3% ROI)
Projected value
$483,084
Return breakdown
Property appreciation+$56,108
Loan principal paid down+$21,824
Rental cash flow+$12,000
10-year hold
+$195,591(229.0% ROI)
Projected value
$546,566
Return breakdown
Property appreciation+$119,589
Loan principal paid down+$52,002
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.18
1 BR
1.10
2 BR
1.04
3 BR
0.92
4 BR
0.92
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 90815 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 90815 (Long Beach, CA) is $3,420 a month. That is up 3.0% from $3,320 in FY 2026. Long Beach is in the Los Angeles-Long Beach-Glendale, CA HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 458 ZIP codes in Los Angeles County, 90815 is tied for the 109th-highest two-bedroom rent (county range $1,870–$4,450). The median county two-bedroom FMR in California is $1,725, so ZIP 90815 is 98% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 90815
BedroomsFY 2027Change90–110% range
Studio$2,480+4.2%$2,232–$2,728
1BR$2,770+4.1%$2,493–$3,047
2BR$3,420+3.0%$3,078–$3,762
3BR$4,340+3.1%$3,906–$4,774
4BR$4,860+3.6%$4,374–$5,346

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 90815
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$2,480$2,770$3,420$4,340$4,860
FY 2026$2,380$2,660$3,320$4,210$4,690
FY 2025$2,100$2,350$2,970$3,770$4,180
FY 2024$2,060$2,330$2,950$3,780$4,170
FY 2023$1,860$2,120$2,690$3,500$3,840

Two-bedroom rent in nearby Los Angeles County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 90815
90803$3,920+14.6%
90804$2,970−13.2%
90805$2,630−23.1%
90806$2,560−25.1%
90807$2,920−14.6%
90808$3,590+5.0%
90809$2,960−13.5%
90810$2,470−27.8%
90813$2,630−23.1%
90814$3,260−4.7%
90815Current$3,420—
90822$3,440+0.6%

Questions about ZIP 90815 rents

How much will Section 8 pay for a two-bedroom in ZIP 90815?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $3,420, that basic range is $3,078 to $3,762 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 90815 in?

ZIP 90815 is in the Los Angeles-Long Beach-Glendale, CA HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 90815 for FY 2027?

The two-bedroom FMR rose 3.0%, from $3,320 in FY 2026 to $3,420 in FY 2027. Since FY 2023 it has risen 27.1%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentLong Beach, CA fair market rentCA statewide rentsWhat is SAFMR?Data sources