Los Angeles County/El Monte/91732

91732

ZIPSAFMR

Los Angeles County, CA

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ZIP Investment Score

73Below average

095130300

BR	FMR	Eff. Rent	3Y CAGR
0 BR	$1,950	$2,000	8.7%
1 BR	$2,180	$2,400	8.2%
2 BR	$2,690	$2,940	7.3%
3 BR	$3,410	$3,180	6.8%
4 BR	$3,820	$3,630	7.4%
5 BR	$4,393	Not available	7.4%
6 BR	$5,052	Not available	7.4%
7 BR	$5,810	Not available	7.4%
8 BR	$6,681	Not available	7.4%

Purchase Price Calculator

Maximum purchase price

$374,966

Cost breakdown

+Likely effective rent$2,940

HUD FMR$2,690

Market rent$3,070

Est. payment standard (109%)Used$2,940

-Principal and interest-$1,896

Loan amount$299,973

Down payment$74,993

Rate6.50%

Term30 years

-Operating costs-$844

Property taxes-$375

Insurance-$175

Utilities$0

HOA$0

Management-$294

=Target cash flow+$200

Calculation mode

BedroomsCash-flow target

Down payment methodDown payment %

HOA / mo

Utilities methodUtilities amount

Management methodManagement % of rent

Hold period projections

Annual appreciation rate

3-year hold

+$46,779(62.4% ROI)

Projected value

$403,798

Return breakdown

Property appreciation+$28,831

Loan principal paid down+$10,747

Rental cash flow+$7,200

5-year hold

+$80,439(107.3% ROI)

Projected value

$424,240

Return breakdown

Property appreciation+$49,274

Loan principal paid down+$19,165

Rental cash flow+$12,000

10-year hold

+$174,690(232.9% ROI)

Projected value

$479,989

Return breakdown

Property appreciation+$105,022

Loan principal paid down+$45,668

Rental cash flow+$24,000

Public Housing Authority

Rolodex

Market Alignment

Studio

0.97ratio

FMR$1,950

Market$2,020

vs market-$70

FMR is near market; voucher and private rents are aligned.

0.97

1 BR

0.84ratio

FMR$2,180

Market$2,580

vs market-$400

FMR is below market; voucher rent may lag private rents.

0.84

2 BR

0.88ratio

FMR$2,690

Market$3,070

vs market-$380

FMR is below market; voucher rent may lag private rents.

0.88

3 BR

1.07ratio

FMR$3,410

Market$3,180

vs market+$230

FMR is near market; voucher and private rents are aligned.

1.07

4 BR

1.05ratio

FMR$3,820

Market$3,630

vs market+$190

FMR is near market; voucher and private rents are aligned.

1.05

0.700.800.901.001.101.201.30aligned range

Historical

FY 2023-2027

FMR: FY2027
Market rent: last ~365 days
Property value: --
Tax rate: --
Mortgage rate: --

ZIP 91732 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 91732 (El Monte, CA) is $2,690 a month. That is up 3.9% from $2,590 in FY 2026. El Monte is in the Los Angeles-Long Beach-Glendale, CA HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 458 ZIP codes in Los Angeles County, 91732 has the 397th-highest two-bedroom rent (county range $1,870–$4,450). The median county two-bedroom FMR in California is $1,725, so ZIP 91732 is 56% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 91732
Bedrooms	FY 2026	FY 2027	Change	90–110% range
Studio	$1,860	$1,950	+4.8%	$1,755–$2,145
1BR	$2,080	$2,180	+4.8%	$1,962–$2,398
2BR	$2,590	$2,690	+3.9%	$2,421–$2,959
3BR	$3,280	$3,410	+4.0%	$3,069–$3,751
4BR	$3,660	$3,820	+4.4%	$3,438–$4,202

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 91732
Fiscal year	Studio	1BR	2BR	3BR	4BR
FY 2027	$1,950	$2,180	$2,690	$3,410	$3,820
FY 2026	$1,860	$2,080	$2,590	$3,280	$3,660
FY 2025	$1,600	$1,810	$2,290	$2,940	$3,240
FY 2024	$1,520	$1,720	$2,180	$2,800	$3,080
FY 2023	$1,340	$1,530	$1,940	$2,520	$2,770

Two-bedroom rent in nearby Los Angeles County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code	2 bedroom	vs. 91732
91722	$3,120	+16.0%
91723	$2,670	−0.7%
91724	$3,260	+21.2%
91731	$2,600	−3.3%
91732Current	$2,690	—
91733	$2,490	−7.4%
91734	$2,960	+10.0%
91735	$2,960	+10.0%
91740	$3,370	+25.3%
91741	$3,470	+29.0%
91744	$2,870	+6.7%
91745	$3,430	+27.5%

Questions about ZIP 91732 rents

How much will Section 8 pay for a two-bedroom in ZIP 91732?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,690, that basic range is $2,421 to $2,959 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 91732 in?

ZIP 91732 is in the Los Angeles-Long Beach-Glendale, CA HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 91732 for FY 2027?

The two-bedroom FMR rose 3.9%, from $2,590 in FY 2026 to $2,690 in FY 2027. Since FY 2023 it has risen 38.7%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rent El Monte, CA fair market rent CA statewide rents What is SAFMR?Data sources