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Los Angeles County/Gardena/90249

90249

ZIPSAFMR
Los Angeles County, CA
Zillow

ZIP Investment Score

81Below average

095130300
BRFMR
Eff. Rent
0 BR$1,920$1,970
1 BR$2,140$2,220
2 BR$2,640$2,850
3 BR$3,350$3,690
4 BR$3,750$4,130
5 BR$4,313Not available
6 BR$4,959Not available
7 BR$5,703Not available
8 BR$6,559Not available

Purchase Price Calculator

Maximum purchase price
$361,592

Cost breakdown

+Likely effective rent$2,850
HUD FMR$2,640
Market rent$2,970
Est. payment standard (108%)Used$2,850
-Principal and interest-$1,828
Loan amount$289,274
Down payment$72,318
Rate6.50%
Term30 years
-Operating costs-$822
Property taxes-$362
Insurance-$175
Utilities$0
HOA$0
Management-$285
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$45,367(62.7% ROI)
Projected value
$389,395
Return breakdown
Property appreciation+$27,803
Loan principal paid down+$10,364
Rental cash flow+$7,200
5-year hold
+$77,998(107.9% ROI)
Projected value
$409,109
Return breakdown
Property appreciation+$47,516
Loan principal paid down+$18,482
Rental cash flow+$12,000
10-year hold
+$169,315(234.1% ROI)
Projected value
$462,869
Return breakdown
Property appreciation+$101,276
Loan principal paid down+$44,039
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.96
1 BR
0.95
2 BR
0.89
3 BR
0.83
4 BR
0.86
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 90249 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 90249 (Gardena, CA) is $2,640 a month. That is up 5.6% from $2,500 in FY 2026. Gardena is in the Los Angeles-Long Beach-Glendale, CA HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 458 ZIP codes in Los Angeles County, 90249 is tied for the 399th-highest two-bedroom rent (county range $1,870–$4,450). The median county two-bedroom FMR in California is $1,725, so ZIP 90249 is 53% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 90249
BedroomsFY 2027Change90–110% range
Studio$1,920+7.3%$1,728–$2,112
1BR$2,140+7.0%$1,926–$2,354
2BR$2,640+5.6%$2,376–$2,904
3BR$3,350+5.7%$3,015–$3,685
4BR$3,750+6.2%$3,375–$4,125

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 90249
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,920$2,140$2,640$3,350$3,750
FY 2026$1,790$2,000$2,500$3,170$3,530
FY 2025$1,600$1,810$2,290$2,940$3,240
FY 2024$1,500$1,690$2,140$2,740$3,030
FY 2023$1,300$1,490$1,890$2,460$2,700

Two-bedroom rent in nearby Los Angeles County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 90249
90239$2,960+12.1%
90240$3,010+14.0%
90241$3,030+14.8%
90242$2,870+8.7%
90245$4,250+61.0%
90247$2,710+2.7%
90248$2,560−3.0%
90249Current$2,640—
90250$2,790+5.7%
90251$2,960+12.1%
90254$4,310+63.3%
90255$2,400−9.1%

Questions about ZIP 90249 rents

How much will Section 8 pay for a two-bedroom in ZIP 90249?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,640, that basic range is $2,376 to $2,904 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 90249 in?

ZIP 90249 is in the Los Angeles-Long Beach-Glendale, CA HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 90249 for FY 2027?

The two-bedroom FMR rose 5.6%, from $2,500 in FY 2026 to $2,640 in FY 2027. Since FY 2023 it has risen 39.7%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentGardena, CA fair market rentCA statewide rentsWhat is SAFMR?Data sources