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90814

ZIPSAFMR
Los Angeles County, CA

ZIP Investment Score

50Below average

095130300
BRFMR
Eff. Rent
0 BR$2,370$2,250
1 BR$2,640$2,670
2 BR$3,260$3,380
3 BR$4,140$4,130
4 BR$4,630$4,290
5 BR$5,325Not available
6 BR$6,123Not available
7 BR$7,042Not available
8 BR$8,098Not available

Purchase Price Calculator

Maximum purchase price
$440,350

Cost breakdown

+Likely effective rent$3,380
HUD FMR$3,260
Market rent$3,440
Est. payment standard (104%)Used$3,380
-Principal and interest-$2,227
Loan amount$352,280
Down payment$88,070
Rate6.50%
Term30 years
-Operating costs-$953
Property taxes-$440
Insurance-$175
Utilities$0
HOA$0
Management-$338
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$53,680(61.0% ROI)
Projected value
$474,209
Return breakdown
Property appreciation+$33,859
Loan principal paid down+$12,621
Rental cash flow+$7,200
5-year hold
+$92,373(104.9% ROI)
Projected value
$498,216
Return breakdown
Property appreciation+$57,866
Loan principal paid down+$22,507
Rental cash flow+$12,000
10-year hold
+$200,966(228.2% ROI)
Projected value
$563,685
Return breakdown
Property appreciation+$123,335
Loan principal paid down+$53,631
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.05
1 BR
0.98
2 BR
0.95
3 BR
1.00
4 BR
1.08
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 90814 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 90814 (Long Beach, CA) is $3,260 a month. That is up 4.2% from $3,130 in FY 2026. Long Beach is in the Los Angeles-Long Beach-Glendale, CA HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 458 ZIP codes in Los Angeles County, 90814 is tied for the 127th-highest two-bedroom rent (county range $1,870–$4,450). The median county two-bedroom FMR in California is $1,725, so ZIP 90814 is 89% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 90814
BedroomsFY 2027Change90–110% range
Studio$2,370+5.8%$2,133–$2,607
1BR$2,640+5.2%$2,376–$2,904
2BR$3,260+4.2%$2,934–$3,586
3BR$4,140+4.3%$3,726–$4,554
4BR$4,630+4.8%$4,167–$5,093

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 90814
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$2,370$2,640$3,260$4,140$4,630
FY 2026$2,240$2,510$3,130$3,970$4,420
FY 2025$1,940$2,170$2,740$3,480$3,860
FY 2024$1,880$2,120$2,690$3,450$3,810
FY 2023$1,660$1,890$2,410$3,130$3,440

Two-bedroom rent in nearby Los Angeles County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 90814
90803$3,920+20.2%
90804$2,970−8.9%
90805$2,630−19.3%
90806$2,560−21.5%
90807$2,920−10.4%
90808$3,590+10.1%
90809$2,960−9.2%
90810$2,470−24.2%
90813$2,630−19.3%
90814Current$3,260—
90815$3,420+4.9%
90822$3,440+5.5%

Questions about ZIP 90814 rents

How much will Section 8 pay for a two-bedroom in ZIP 90814?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $3,260, that basic range is $2,934 to $3,586 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 90814 in?

ZIP 90814 is in the Los Angeles-Long Beach-Glendale, CA HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 90814 for FY 2027?

The two-bedroom FMR rose 4.2%, from $3,130 in FY 2026 to $3,260 in FY 2027. Since FY 2023 it has risen 35.3%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set