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90745

ZIPSAFMR
Los Angeles County, CA

ZIP Investment Score

88Below average

095130300
BRFMR
Eff. Rent
0 BR$2,080$1,970
1 BR$2,320$2,240
2 BR$2,860$2,890
3 BR$3,630$3,730
4 BR$4,060$4,470
5 BR$4,669Not available
6 BR$5,369Not available
7 BR$6,175Not available
8 BR$7,101Not available

Purchase Price Calculator

Maximum purchase price
$367,536

Cost breakdown

+Likely effective rent$2,890
HUD FMR$2,860
Market rent$2,910
Est. payment standard (101%)Used$2,890
-Principal and interest-$1,858
Loan amount$294,029
Down payment$73,507
Rate6.50%
Term30 years
-Operating costs-$832
Property taxes-$368
Insurance-$175
Utilities$0
HOA$0
Management-$289
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$45,994(62.6% ROI)
Projected value
$395,796
Return breakdown
Property appreciation+$28,260
Loan principal paid down+$10,534
Rental cash flow+$7,200
5-year hold
+$79,083(107.6% ROI)
Projected value
$415,834
Return breakdown
Property appreciation+$48,297
Loan principal paid down+$18,786
Rental cash flow+$12,000
10-year hold
+$171,704(233.6% ROI)
Projected value
$470,478
Return breakdown
Property appreciation+$102,941
Loan principal paid down+$44,763
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.06
1 BR
1.04
2 BR
0.98
3 BR
0.96
4 BR
0.86
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 90745 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 90745 (Carson, CA) is $2,860 a month. That is up 1.8% from $2,810 in FY 2026. Carson is in the Los Angeles-Long Beach-Glendale, CA HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 458 ZIP codes in Los Angeles County, 90745 is tied for the 366th-highest two-bedroom rent (county range $1,870–$4,450). The median county two-bedroom FMR in California is $1,725, so ZIP 90745 is 66% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 90745
BedroomsFY 2027Change90–110% range
Studio$2,080+3.5%$1,872–$2,288
1BR$2,320+3.1%$2,088–$2,552
2BR$2,860+1.8%$2,574–$3,146
3BR$3,630+2.0%$3,267–$3,993
4BR$4,060+2.3%$3,654–$4,466

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 90745
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$2,080$2,320$2,860$3,630$4,060
FY 2026$2,010$2,250$2,810$3,560$3,970
FY 2025$1,810$2,030$2,560$3,250$3,610
FY 2024$1,770$1,990$2,530$3,240$3,580
FY 2023$1,550$1,770$2,250$2,920$3,210

Two-bedroom rent in nearby Los Angeles County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 90745
90723$2,770−3.1%
90731$2,770−3.1%
90732$4,020+40.6%
90733$2,960+3.5%
90734$2,960+3.5%
90744$2,520−11.9%
90745Current$2,860—
90746$4,400+53.8%
90747$4,400+53.8%
90748$2,960+3.5%
90749$2,960+3.5%
90755$2,890+1.0%

Questions about ZIP 90745 rents

How much will Section 8 pay for a two-bedroom in ZIP 90745?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,860, that basic range is $2,574 to $3,146 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 90745 in?

ZIP 90745 is in the Los Angeles-Long Beach-Glendale, CA HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 90745 for FY 2027?

The two-bedroom FMR rose 1.8%, from $2,810 in FY 2026 to $2,860 in FY 2027. Since FY 2023 it has risen 27.1%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set