90638
ZIPSAFMR
Los Angeles County, CA
BRFMR
Eff. Rent
0 BR$2,140$1,920
1 BR$2,390$2,360
2 BR$2,980$3,210
3 BR$3,780$3,820
4 BR$4,210$4,630
5 BR$4,842
6 BR$5,568
7 BR$6,403
8 BR$7,363

Purchase Price Calculator

Maximum purchase price
$415,088

Cost breakdown

+Likely effective rent$3,210
HUD FMR$2,980
Market rent$3,340
Est. payment standard (108%)Used$3,210
Estimated payment standard is $3,210 (108% of FMR).
-Principal and interest-$2,099
Loan amount$332,071
Down payment$83,018
Rate6.50%
Term30 years
-Operating costs-$911
Property taxes-$415
Insurance-$175
Utilities$0
HOA$0
Management-$321
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$51,014(61.4% ROI)
Projected value
$447,005
Current value$415,088
Return breakdown
Property appreciation+$31,916
Loan principal paid down+$11,897
Rental cash flow+$7,200
5-year hold
+$87,762(105.7% ROI)
Projected value
$469,634
Current value$415,088
Return breakdown
Property appreciation+$54,546
Loan principal paid down+$21,216
Rental cash flow+$12,000
10-year hold
+$190,814(229.8% ROI)
Projected value
$531,348
Current value$415,088
Return breakdown
Property appreciation+$116,260
Loan principal paid down+$50,554
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.11ratio
FMR$2,140
Market$1,920
vs market+$220

FMR is above market; underwrite to market rent.

90% standard$1,926 / 1.00 ratio110% standard$2,354 / 1.23 ratio
1.11
1 BR
1 BR
1.01ratio
FMR$2,390
Market$2,360
vs market+$30

FMR is near market; voucher and private rents are aligned.

90% standard$2,151 / 0.91 ratio110% standard$2,629 / 1.11 ratio
1.01
2 BR
2 BR
0.89ratio
FMR$2,980
Market$3,340
vs market-$360

FMR is below market; voucher rent may lag private rents.

90% standard$2,682 / 0.80 ratio110% standard$3,278 / 0.98 ratio
0.89
3 BR
3 BR
0.98ratio
FMR$3,780
Market$3,840
vs market-$60

FMR is near market; voucher and private rents are aligned.

90% standard$3,402 / 0.89 ratio110% standard$4,158 / 1.08 ratio
0.98
4 BR
4 BR
0.84ratio
FMR$4,210
Market$5,030
vs market-$820

FMR is below market; voucher rent may lag private rents.

90% standard$3,789 / 0.75 ratio110% standard$4,631 / 0.92 ratio
0.84
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 90638 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

90638 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 90638 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,980 and the 4 bedroom fair market rent is $4,210.

Use this page for searches like 90638 FMR, 90638 fair market rent, and 90638 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 90638
Bedroom sizeHUD FMR
Studio$2,140
1 bedroom$2,390
2 bedroom$2,980
3 bedroom$3,780
4 bedroom$4,210