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91040

ZIPSAFMR
Los Angeles County, CA

ZIP Investment Score

78Below average

095130300
BRFMR
Eff. Rent
0 BR$2,130$1,950
1 BR$2,370$2,340
2 BR$2,930$3,140
3 BR$3,720$4,080
4 BR$4,160$4,580
5 BR$4,784Not available
6 BR$5,502Not available
7 BR$6,327Not available
8 BR$7,276Not available

Purchase Price Calculator

Maximum purchase price
$404,686

Cost breakdown

+Likely effective rent$3,140
HUD FMR$2,930
Market rent$3,250
Est. payment standard (107%)Used$3,140
-Principal and interest-$2,046
Loan amount$323,749
Down payment$80,937
Rate6.50%
Term30 years
-Operating costs-$894
Property taxes-$405
Insurance-$175
Utilities$0
HOA$0
Management-$314
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$49,916(61.7% ROI)
Projected value
$435,803
Return breakdown
Property appreciation+$31,117
Loan principal paid down+$11,599
Rental cash flow+$7,200
5-year hold
+$85,863(106.1% ROI)
Projected value
$457,865
Return breakdown
Property appreciation+$53,179
Loan principal paid down+$20,684
Rental cash flow+$12,000
10-year hold
+$186,633(230.6% ROI)
Projected value
$518,033
Return breakdown
Property appreciation+$113,346
Loan principal paid down+$49,287
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.09
1 BR
1.01
2 BR
0.90
3 BR
0.87
4 BR
0.79
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 91040 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 91040 (Sunland, CA) is $2,930 a month. That is up 0.7% from $2,910 in FY 2026. Sunland is in the Los Angeles-Long Beach-Glendale, CA HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 458 ZIP codes in Los Angeles County, 91040 is tied for the 354th-highest two-bedroom rent (county range $1,870–$4,450). The median county two-bedroom FMR in California is $1,725, so ZIP 91040 is 70% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 91040
BedroomsFY 2027Change90–110% range
Studio$2,130+2.4%$1,917–$2,343
1BR$2,370+1.7%$2,133–$2,607
2BR$2,930+0.7%$2,637–$3,223
3BR$3,720+0.8%$3,348–$4,092
4BR$4,160+1.2%$3,744–$4,576

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 91040
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$2,130$2,370$2,930$3,720$4,160
FY 2026$2,080$2,330$2,910$3,690$4,110
FY 2025$1,770$1,990$2,510$3,190$3,540
FY 2024$1,690$1,910$2,420$3,100$3,420
FY 2023$1,480$1,680$2,140$2,780$3,050

Two-bedroom rent in nearby Los Angeles County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 91040
91020$3,390+15.7%
91021$2,960+1.0%
91023$2,960+1.0%
91024$3,190+8.9%
91025$2,960+1.0%
91030$3,580+22.2%
91031$2,960+1.0%
91040Current$2,930—
91041$2,960+1.0%
91042$2,860−2.4%
91043$2,960+1.0%
91046$3,740+27.6%

Questions about ZIP 91040 rents

How much will Section 8 pay for a two-bedroom in ZIP 91040?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,930, that basic range is $2,637 to $3,223 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 91040 in?

ZIP 91040 is in the Los Angeles-Long Beach-Glendale, CA HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 91040 for FY 2027?

The two-bedroom FMR rose 0.7%, from $2,910 in FY 2026 to $2,930 in FY 2027. Since FY 2023 it has risen 36.9%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set