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Los Angeles County/Torrance/90505

90505

ZIPSAFMR
Los Angeles County, CA
Zillow

ZIP Investment Score

62Below average

095130300
BRFMR
Eff. Rent
0 BR$2,630$2,250
1 BR$2,930$2,820
2 BR$3,620$3,080
3 BR$4,590$4,900
4 BR$5,140$5,590
5 BR$5,911Not available
6 BR$6,798Not available
7 BR$7,817Not available
8 BR$8,990Not available

Purchase Price Calculator

Maximum purchase price
$395,770

Cost breakdown

+Likely effective rent$3,080
HUD FMR$3,620
Market rentUsed$3,080
Est. payment standard (90%)$3,270
-Principal and interest-$2,001
Loan amount$316,616
Down payment$79,154
Rate6.50%
Term30 years
-Operating costs-$879
Property taxes-$396
Insurance-$175
Utilities$0
HOA$0
Management-$308
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$48,975(61.9% ROI)
Projected value
$426,201
Return breakdown
Property appreciation+$30,431
Loan principal paid down+$11,344
Rental cash flow+$7,200
5-year hold
+$84,236(106.4% ROI)
Projected value
$447,778
Return breakdown
Property appreciation+$52,007
Loan principal paid down+$20,229
Rental cash flow+$12,000
10-year hold
+$183,050(231.3% ROI)
Projected value
$506,619
Return breakdown
Property appreciation+$110,849
Loan principal paid down+$48,201
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.17
1 BR
1.04
2 BR
1.18
3 BR
0.91
4 BR
0.88
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 90505 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 90505 (Torrance, CA) is $3,620 a month. That is up 4.3% from $3,470 in FY 2026. Torrance is in the Los Angeles-Long Beach-Glendale, CA HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 458 ZIP codes in Los Angeles County, 90505 is tied for the 73rd-highest two-bedroom rent (county range $1,870–$4,450). The median county two-bedroom FMR in California is $1,725, so ZIP 90505 is 110% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 90505
BedroomsFY 2027Change90–110% range
Studio$2,630+5.6%$2,367–$2,893
1BR$2,930+5.4%$2,637–$3,223
2BR$3,620+4.3%$3,258–$3,982
3BR$4,590+4.3%$4,131–$5,049
4BR$5,140+4.9%$4,626–$5,654

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 90505
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$2,630$2,930$3,620$4,590$5,140
FY 2026$2,490$2,780$3,470$4,400$4,900
FY 2025$2,120$2,380$3,000$3,810$4,230
FY 2024$2,050$2,310$2,930$3,760$4,150
FY 2023$1,820$2,070$2,630$3,420$3,750

Two-bedroom rent in nearby Los Angeles County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 90505
90409$2,960−18.2%
90501$3,020−16.6%
90502$2,970−18.0%
90503$3,6200.0%
90504$3,450−4.7%
90505Current$3,620—
90506$2,960−18.2%
90507$2,960−18.2%
90508$2,960−18.2%
90509$2,960−18.2%
90510$2,960−18.2%
90601$2,860−21.0%

Questions about ZIP 90505 rents

How much will Section 8 pay for a two-bedroom in ZIP 90505?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $3,620, that basic range is $3,258 to $3,982 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 90505 in?

ZIP 90505 is in the Los Angeles-Long Beach-Glendale, CA HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 90505 for FY 2027?

The two-bedroom FMR rose 4.3%, from $3,470 in FY 2026 to $3,620 in FY 2027. Since FY 2023 it has risen 37.6%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentTorrance, CA fair market rentCA statewide rentsWhat is SAFMR?Data sources