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90501

ZIPSAFMR
Los Angeles County, CA

ZIP Investment Score

63Below average

095130300
BRFMR
Eff. Rent
0 BR$2,190$2,040
1 BR$2,450$2,530
2 BR$3,020$2,990
3 BR$3,830$3,710
4 BR$4,290$4,080
5 BR$4,934Not available
6 BR$5,674Not available
7 BR$6,525Not available
8 BR$7,503Not available

Purchase Price Calculator

Maximum purchase price
$382,396

Cost breakdown

+Likely effective rent$2,990
HUD FMR$3,020
Market rentUsed$2,990
Est. payment standard (99%)$3,000
-Principal and interest-$1,934
Loan amount$305,917
Down payment$76,479
Rate6.50%
Term30 years
-Operating costs-$856
Property taxes-$382
Insurance-$175
Utilities$0
HOA$0
Management-$299
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$47,563(62.2% ROI)
Projected value
$411,799
Return breakdown
Property appreciation+$29,403
Loan principal paid down+$10,960
Rental cash flow+$7,200
5-year hold
+$81,795(107.0% ROI)
Projected value
$432,646
Return breakdown
Property appreciation+$50,250
Loan principal paid down+$19,545
Rental cash flow+$12,000
10-year hold
+$177,676(232.3% ROI)
Projected value
$489,500
Return breakdown
Property appreciation+$107,103
Loan principal paid down+$46,572
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.07
1 BR
0.95
2 BR
1.01
3 BR
1.03
4 BR
1.05
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 90501 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 90501 (Torrance, CA) is $3,020 a month. That is up 5.2% from $2,870 in FY 2026. Torrance is in the Los Angeles-Long Beach-Glendale, CA HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 458 ZIP codes in Los Angeles County, 90501 has the 164th-highest two-bedroom rent (county range $1,870–$4,450). The median county two-bedroom FMR in California is $1,725, so ZIP 90501 is 75% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 90501
BedroomsFY 2027Change90–110% range
Studio$2,190+6.3%$1,971–$2,409
1BR$2,450+6.5%$2,205–$2,695
2BR$3,020+5.2%$2,718–$3,322
3BR$3,830+5.2%$3,447–$4,213
4BR$4,290+5.9%$3,861–$4,719

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 90501
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$2,190$2,450$3,020$3,830$4,290
FY 2026$2,060$2,300$2,870$3,640$4,050
FY 2025$1,750$1,970$2,480$3,150$3,490
FY 2024$1,700$1,920$2,440$3,130$3,450
FY 2023$1,540$1,750$2,230$2,900$3,180

Two-bedroom rent in nearby Los Angeles County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 90501
90408$2,960−2.0%
90409$2,960−2.0%
90501Current$3,020—
90502$2,970−1.7%
90503$3,620+19.9%
90504$3,450+14.2%
90505$3,620+19.9%
90506$2,960−2.0%
90507$2,960−2.0%
90508$2,960−2.0%
90509$2,960−2.0%
90510$2,960−2.0%

Questions about ZIP 90501 rents

How much will Section 8 pay for a two-bedroom in ZIP 90501?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $3,020, that basic range is $2,718 to $3,322 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 90501 in?

ZIP 90501 is in the Los Angeles-Long Beach-Glendale, CA HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 90501 for FY 2027?

The two-bedroom FMR rose 5.2%, from $2,870 in FY 2026 to $3,020 in FY 2027. Since FY 2023 it has risen 35.4%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set