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90275

ZIPSAFMR
Los Angeles County, CA

ZIP Investment Score

57Below average

095130300
BRFMR
Eff. Rent
0 BR$2,810$2,810
1 BR$3,150$3,200
2 BR$3,920$3,500
3 BR$4,970$5,240
4 BR$5,530$6,000
5 BR$6,359Not available
6 BR$7,313Not available
7 BR$8,410Not available
8 BR$9,672Not available

Purchase Price Calculator

Maximum purchase price
$458,182

Cost breakdown

+Likely effective rent$3,500
HUD FMR$3,920
Market rentUsed$3,500
Est. payment standard (93%)$3,650
-Principal and interest-$2,317
Loan amount$366,546
Down payment$91,636
Rate6.50%
Term30 years
-Operating costs-$983
Property taxes-$458
Insurance-$175
Utilities$0
HOA$0
Management-$350
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$55,562(60.6% ROI)
Projected value
$493,412
Return breakdown
Property appreciation+$35,230
Loan principal paid down+$13,132
Rental cash flow+$7,200
5-year hold
+$95,628(104.4% ROI)
Projected value
$518,391
Return breakdown
Property appreciation+$60,209
Loan principal paid down+$23,419
Rental cash flow+$12,000
10-year hold
+$208,132(227.1% ROI)
Projected value
$586,512
Return breakdown
Property appreciation+$128,330
Loan principal paid down+$55,802
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.00
1 BR
0.98
2 BR
1.12
3 BR
0.92
4 BR
0.88
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 90275 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 90275 (Rancho Palos Verdes, CA) is $3,920 a month. That is down 9.9% from $4,350 in FY 2026. Rancho Palos Verdes is in the Los Angeles-Long Beach-Glendale, CA HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 458 ZIP codes in Los Angeles County, 90275 is tied for the 49th-highest two-bedroom rent (county range $1,870–$4,450). The median county two-bedroom FMR in California is $1,725, so ZIP 90275 is 127% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 90275
BedroomsFY 2027Change90–110% range
Studio$2,810−9.9%$2,529–$3,091
1BR$3,150−9.7%$2,835–$3,465
2BR$3,920−9.9%$3,528–$4,312
3BR$4,970−10.0%$4,473–$5,467
4BR$5,530−9.9%$4,977–$6,083

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 90275
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$2,810$3,150$3,920$4,970$5,530
FY 2026$3,120$3,490$4,350$5,520$6,140
FY 2025$2,790$3,120$3,940$5,010$5,550
FY 2024$2,670$3,010$3,820$4,900$5,410
FY 2023$2,300$2,620$3,330$4,330$4,750

Two-bedroom rent in nearby Los Angeles County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 90275
90263$3,910−0.3%
90264$2,960−24.5%
90265$3,910−0.3%
90266$4,450+13.5%
90267$2,960−24.5%
90270$2,420−38.3%
90272$4,450+13.5%
90274$3,9200.0%
90275Current$3,920—
90277$4,110+4.8%
90278$3,550−9.4%
90280$2,420−38.3%

Questions about ZIP 90275 rents

How much will Section 8 pay for a two-bedroom in ZIP 90275?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $3,920, that basic range is $3,528 to $4,312 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 90275 in?

ZIP 90275 is in the Los Angeles-Long Beach-Glendale, CA HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 90275 for FY 2027?

The two-bedroom FMR fell 9.9%, from $4,350 in FY 2026 to $3,920 in FY 2027. Since FY 2023 it has risen 17.7%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set