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Los Angeles County/Whittier/90604

90604

ZIPSAFMR
Los Angeles County, CA
Zillow

ZIP Investment Score

80Below average

095130300
BRFMR
Eff. Rent
0 BR$2,050$1,940
1 BR$2,290$2,260
2 BR$2,830$2,960
3 BR$3,590$3,710
4 BR$4,020$4,410
5 BR$4,623Not available
6 BR$5,316Not available
7 BR$6,114Not available
8 BR$7,031Not available

Purchase Price Calculator

Maximum purchase price
$377,938

Cost breakdown

+Likely effective rent$2,960
HUD FMR$2,830
Market rent$3,030
Est. payment standard (105%)Used$2,960
-Principal and interest-$1,911
Loan amount$302,351
Down payment$75,588
Rate6.50%
Term30 years
-Operating costs-$849
Property taxes-$378
Insurance-$175
Utilities$0
HOA$0
Management-$296
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$47,092(62.3% ROI)
Projected value
$406,998
Return breakdown
Property appreciation+$29,060
Loan principal paid down+$10,832
Rental cash flow+$7,200
5-year hold
+$80,981(107.1% ROI)
Projected value
$427,602
Return breakdown
Property appreciation+$49,664
Loan principal paid down+$19,317
Rental cash flow+$12,000
10-year hold
+$175,884(232.7% ROI)
Projected value
$483,793
Return breakdown
Property appreciation+$105,855
Loan principal paid down+$46,029
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.06
1 BR
1.01
2 BR
0.93
3 BR
0.95
4 BR
0.87
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 90604 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 90604 (Whittier, CA) is $2,830 a month. That is up 1.8% from $2,780 in FY 2026. Whittier is in the Los Angeles-Long Beach-Glendale, CA HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 458 ZIP codes in Los Angeles County, 90604 is tied for the 373rd-highest two-bedroom rent (county range $1,870–$4,450). The median county two-bedroom FMR in California is $1,725, so ZIP 90604 is 64% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 90604
BedroomsFY 2027Change90–110% range
Studio$2,050+3.0%$1,845–$2,255
1BR$2,290+2.7%$2,061–$2,519
2BR$2,830+1.8%$2,547–$3,113
3BR$3,590+2.0%$3,231–$3,949
4BR$4,020+2.6%$3,618–$4,422

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 90604
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$2,050$2,290$2,830$3,590$4,020
FY 2026$1,990$2,230$2,780$3,520$3,920
FY 2025$1,800$2,020$2,550$3,240$3,590
FY 2024$1,760$1,990$2,520$3,230$3,570
FY 2023$1,550$1,770$2,250$2,920$3,210

Two-bedroom rent in nearby Los Angeles County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 90604
90601$2,860+1.1%
90602$2,890+2.1%
90603$3,520+24.4%
90604Current$2,830—
90605$2,860+1.1%
90606$2,960+4.6%
90607$2,960+4.6%
90608$2,960+4.6%
90609$2,960+4.6%
90610$2,960+4.6%
90637$2,960+4.6%
90638$3,410+20.5%

Questions about ZIP 90604 rents

How much will Section 8 pay for a two-bedroom in ZIP 90604?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,830, that basic range is $2,547 to $3,113 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 90604 in?

ZIP 90604 is in the Los Angeles-Long Beach-Glendale, CA HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 90604 for FY 2027?

The two-bedroom FMR rose 1.8%, from $2,780 in FY 2026 to $2,830 in FY 2027. Since FY 2023 it has risen 25.8%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentWhittier, CA fair market rentCA statewide rentsWhat is SAFMR?Data sources