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Maui County/Kihei/96753

96753

ZIPSAFMR
Maui County, HI
Zillow

ZIP Investment Score

48Below average

095130300
BRFMR
Eff. Rent
0 BR$2,170$2,270
1 BR$2,390$2,470
2 BR$3,120$2,890
3 BR$3,940$4,250
4 BR$4,870$4,950
5 BR$5,601Not available
6 BR$6,441Not available
7 BR$7,407Not available
8 BR$8,518Not available

Purchase Price Calculator

Maximum purchase price
$367,536

Cost breakdown

+Likely effective rent$2,890
HUD FMR$3,120
Market rentUsed$2,890
Est. payment standard (95%)$2,970
-Principal and interest-$1,858
Loan amount$294,029
Down payment$73,507
Rate6.50%
Term30 years
-Operating costs-$832
Property taxes-$368
Insurance-$175
Utilities$0
HOA$0
Management-$289
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$45,994(62.6% ROI)
Projected value
$395,796
Return breakdown
Property appreciation+$28,260
Loan principal paid down+$10,534
Rental cash flow+$7,200
5-year hold
+$79,083(107.6% ROI)
Projected value
$415,834
Return breakdown
Property appreciation+$48,297
Loan principal paid down+$18,786
Rental cash flow+$12,000
10-year hold
+$171,704(233.6% ROI)
Projected value
$470,478
Return breakdown
Property appreciation+$102,941
Loan principal paid down+$44,763
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.94
1 BR
0.95
2 BR
1.08
3 BR
0.89
4 BR
0.98
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 96753 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 96753 (Kihei, HI) is $3,120 a month. That is down 0.3% from $3,130 in FY 2026. Kihei is in the Kahului-Wailuku-Lahaina, HI HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,656. Among 18 ZIP codes in Maui County, 96753 has the 3rd-highest two-bedroom rent (county range $2,370–$3,360). The median county two-bedroom FMR in Hawaii is $2,326, so ZIP 96753 is 34% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 96753
BedroomsFY 2027Change90–110% range
Studio$2,170−4.0%$1,953–$2,387
1BR$2,3900.0%$2,151–$2,629
2BR$3,120−0.3%$2,808–$3,432
3BR$3,940−2.7%$3,546–$4,334
4BR$4,870−3.6%$4,383–$5,357

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 96753
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$2,170$2,390$3,120$3,940$4,870
FY 2026$2,260$2,390$3,130$4,050$5,050
FY 2025$2,010$2,020$2,650$3,560$4,110
FY 2024$1,970$2,000$2,520$3,450$3,810
FY 2023$1,870$1,970$2,430$3,340$3,600

Two-bedroom rent in nearby Maui County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 96753
96729$2,370−24.0%
96732$2,370−24.0%
96733$2,660−14.7%
96748$2,370−24.0%
96753Current$3,120—
96757$2,370−24.0%
96761$2,980−4.5%
96763$2,370−24.0%
96767$2,660−14.7%
96768$2,620−16.0%
96770$2,660−14.7%
96779$3,360+7.7%

Questions about ZIP 96753 rents

How much will Section 8 pay for a two-bedroom in ZIP 96753?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,656, which applies unless the housing authority uses Small Area FMRs, that basic range is $2,390 to $2,922 a month; under the ZIP-level Small Area FMR of $3,120 it would be $2,808 to $3,432. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 96753 in?

ZIP 96753 is in the Kahului-Wailuku-Lahaina, HI HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,656.

How much did fair market rent change in ZIP 96753 for FY 2027?

The two-bedroom FMR fell 0.3%, from $3,130 in FY 2026 to $3,120 in FY 2027. Since FY 2023 it has risen 28.4%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentKihei, HI fair market rentHI statewide rentsWhat is SAFMR?Data sources