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96757

ZIPSAFMR
Maui County, HI

ZIP Investment Score

54Below average

095130300
BRFMR
Eff. Rent
0 BR$1,710$1,710
1 BR$1,800$1,800
2 BR$2,370$2,370
3 BR$3,060$3,060
4 BR$3,820$3,820
5 BR$4,393Not available
6 BR$5,052Not available
7 BR$5,810Not available
8 BR$6,681Not available

Purchase Price Calculator

Maximum purchase price
$290,265

Cost breakdown

+Likely effective rent$2,370
HUD FMRUsed$2,370
Market rentN/A
Est. payment standardN/A
-Principal and interest-$1,468
Loan amount$232,212
Down payment$58,053
Rate6.50%
Term30 years
-Operating costs-$702
Property taxes-$290
Insurance-$175
Utilities$0
HOA$0
Management-$237
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$37,838(65.2% ROI)
Projected value
$312,583
Return breakdown
Property appreciation+$22,319
Loan principal paid down+$8,320
Rental cash flow+$7,200
5-year hold
+$64,979(111.9% ROI)
Projected value
$328,408
Return breakdown
Property appreciation+$38,143
Loan principal paid down+$14,836
Rental cash flow+$12,000
10-year hold
+$140,650(242.3% ROI)
Projected value
$371,563
Return breakdown
Property appreciation+$81,299
Loan principal paid down+$35,352
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
--
Tax rate
--
Mortgage rate
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ZIP 96757 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 96757 (Kualapuu, HI) is $2,370 a month. That is up 11.8% from $2,120 in FY 2026. Kualapuu is in the Kahului-Wailuku-Lahaina, HI HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,656. Among 18 ZIP codes in Maui County, 96757 is tied for the 14th-highest two-bedroom rent (county range $2,370–$3,360). The median county two-bedroom FMR in Hawaii is $2,326, so ZIP 96757 is 2% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 96757
BedroomsFY 2027Change90–110% range
Studio$1,710+8.2%$1,539–$1,881
1BR$1,800+11.1%$1,620–$1,980
2BR$2,370+11.8%$2,133–$2,607
3BR$3,060+9.3%$2,754–$3,366
4BR$3,820+11.7%$3,438–$4,202

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 96757
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,710$1,800$2,370$3,060$3,820
FY 2026$1,580$1,620$2,120$2,800$3,420
FY 2025$1,510$1,540$1,930$2,640$2,920
FY 2024$1,380$1,450$1,790$2,460$2,650
FY 2023$1,330$1,420$1,770$2,420$2,650

Two-bedroom rent in nearby Maui County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 96757
96732$2,3700.0%
96733$2,660+12.2%
96748$2,3700.0%
96753$3,120+31.6%
96757Current$2,370—
96761$2,980+25.7%
96763$2,3700.0%
96767$2,660+12.2%
96768$2,620+10.5%
96770$2,660+12.2%
96779$3,360+41.8%
96784$2,660+12.2%

Questions about ZIP 96757 rents

How much will Section 8 pay for a two-bedroom in ZIP 96757?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,656, which applies unless the housing authority uses Small Area FMRs, that basic range is $2,390 to $2,922 a month; under the ZIP-level Small Area FMR of $2,370 it would be $2,133 to $2,607. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 96757 in?

ZIP 96757 is in the Kahului-Wailuku-Lahaina, HI HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,656.

How much did fair market rent change in ZIP 96757 for FY 2027?

The two-bedroom FMR rose 11.8%, from $2,120 in FY 2026 to $2,370 in FY 2027. Since FY 2023 it has risen 33.9%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set