96784
ZIPSAFMR
Maui County, HI
BRFMR
Eff. Rent
0 BR$1,890$2,080
1 BR$2,000$2,200
2 BR$2,620$2,880
3 BR$3,390$3,730
4 BR$4,230$4,650
5 BR$4,865
6 BR$5,594
7 BR$6,433
8 BR$7,398

Purchase Price Calculator

Maximum purchase price
$366,050

Cost breakdown

+Likely effective rent$2,880
HUD FMR$2,620
Market rent$4,020
Est. payment standard (110%)Used$2,880
Estimated payment standard is $2,880 (110% of FMR).
-Principal and interest-$1,851
Loan amount$292,840
Down payment$73,210
Rate6.50%
Term30 years
-Operating costs-$829
Property taxes-$366
Insurance-$175
Utilities$0
HOA$0
Management-$288
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$45,838(62.6% ROI)
Projected value
$394,196
Current value$366,050
Return breakdown
Property appreciation+$28,146
Loan principal paid down+$10,492
Rental cash flow+$7,200
5-year hold
+$78,812(107.7% ROI)
Projected value
$414,152
Current value$366,050
Return breakdown
Property appreciation+$48,102
Loan principal paid down+$18,710
Rental cash flow+$12,000
10-year hold
+$171,107(233.7% ROI)
Projected value
$468,575
Current value$366,050
Return breakdown
Property appreciation+$102,525
Loan principal paid down+$44,582
Rental cash flow+$24,000

Upgrade to access AI-powered research tools

Upgrade

Rolodex

Upgrade to access AI-powered research tools

Upgrade

Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.53ratio
FMR$1,890
Market$3,560
vs market-$1,670

FMR is below market; voucher rent may lag private rents.

0.53
1 BR
1 BR
0.57ratio
FMR$2,000
Market$3,480
vs market-$1,480

FMR is below market; voucher rent may lag private rents.

90% standard$1,800 / 0.52 ratio110% standard$2,200 / 0.63 ratio
0.57
2 BR
2 BR
0.65ratio
FMR$2,620
Market$4,020
vs market-$1,400

FMR is below market; voucher rent may lag private rents.

90% standard$2,358 / 0.59 ratio110% standard$2,882 / 0.72 ratio
0.65
3 BR
3 BR
0.70ratio
FMR$3,390
Market$4,830
vs market-$1,440

FMR is below market; voucher rent may lag private rents.

90% standard$3,051 / 0.63 ratio110% standard$3,729 / 0.77 ratio
0.70
4 BR
4 BR
0.81ratio
FMR$4,230
Market$5,220
vs market-$990

FMR is below market; voucher rent may lag private rents.

90% standard$3,807 / 0.73 ratio110% standard$4,653 / 0.89 ratio
0.81
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 96784 (HI) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

96784 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 96784 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,620 and the 4 bedroom fair market rent is $4,230.

Use this page for searches like 96784 FMR, 96784 fair market rent, and 96784 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 96784
Bedroom sizeHUD FMR
Studio$1,890
1 bedroom$2,000
2 bedroom$2,620
3 bedroom$3,390
4 bedroom$4,230