Skip to main content
Loading page
Maui County/Puunene/96784

96784

ZIPSAFMR
Maui County, HI
Zillow
Loading Investment Score

ZIP Investment Score

-- 

095130300
BRFMR
Eff. Rent
0 BR$1,850$2,040
1 BR$2,030$2,230
2 BR$2,660$2,930
3 BR$3,360$3,700
4 BR$4,150$4,570
5 BR$4,773Not available
6 BR$5,488Not available
7 BR$6,312Not available
8 BR$7,258Not available

Purchase Price Calculator

Maximum purchase price
$373,480

Cost breakdown

+Likely effective rent$2,930
HUD FMR$2,660
Market rent$4,020
Est. payment standard (110%)Used$2,930
-Principal and interest-$1,889
Loan amount$298,784
Down payment$74,696
Rate6.50%
Term30 years
-Operating costs-$841
Property taxes-$373
Insurance-$175
Utilities$0
HOA$0
Management-$293
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$46,622(62.4% ROI)
Projected value
$402,197
Return breakdown
Property appreciation+$28,717
Loan principal paid down+$10,705
Rental cash flow+$7,200
5-year hold
+$80,168(107.3% ROI)
Projected value
$422,559
Return breakdown
Property appreciation+$49,078
Loan principal paid down+$19,089
Rental cash flow+$12,000
10-year hold
+$174,093(233.1% ROI)
Projected value
$478,086
Return breakdown
Property appreciation+$104,606
Loan principal paid down+$45,487
Rental cash flow+$24,000

Public Housing Authority

Loading Public Housing Authority

Rolodex

Loading Rolodex

Market Alignment

Studio
0.52
1 BR
0.58
2 BR
0.66
3 BR
0.70
4 BR
0.80
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 96784 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 96784 (Puunene, HI) is $2,660 a month. That is up 1.5% from $2,620 in FY 2026. Puunene is in the Kahului-Wailuku-Lahaina, HI HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,656. Among 18 ZIP codes in Maui County, 96784 is tied for the 7th-highest two-bedroom rent (county range $2,370–$3,360). The median county two-bedroom FMR in Hawaii is $2,326, so ZIP 96784 is 14% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 96784
BedroomsFY 2027Change90–110% range
Studio$1,850−2.1%$1,665–$2,035
1BR$2,030+1.5%$1,827–$2,233
2BR$2,660+1.5%$2,394–$2,926
3BR$3,360−0.9%$3,024–$3,696
4BR$4,150−1.9%$3,735–$4,565

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 96784
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,850$2,030$2,660$3,360$4,150
FY 2026$1,890$2,000$2,620$3,390$4,230
FY 2025$1,750$1,760$2,310$3,100$3,590
FY 2024$1,680$1,700$2,140$2,930$3,240
FY 2023$1,540$1,610$1,990$2,740$2,950

Two-bedroom rent in nearby Maui County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 96784
96753$3,120+17.3%
96757$2,370−10.9%
96761$2,980+12.0%
96763$2,370−10.9%
96767$2,6600.0%
96768$2,620−1.5%
96770$2,6600.0%
96779$3,360+26.3%
96784Current$2,660—
96788$2,6600.0%
96790$2,840+6.8%
96793$2,470−7.1%

Questions about ZIP 96784 rents

How much will Section 8 pay for a two-bedroom in ZIP 96784?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,656, which applies unless the housing authority uses Small Area FMRs, that basic range is $2,390 to $2,922 a month; under the ZIP-level Small Area FMR of $2,660 it would be $2,394 to $2,926. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 96784 in?

ZIP 96784 is in the Kahului-Wailuku-Lahaina, HI HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,656.

How much did fair market rent change in ZIP 96784 for FY 2027?

The two-bedroom FMR rose 1.5%, from $2,620 in FY 2026 to $2,660 in FY 2027. Since FY 2023 it has risen 33.7%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentPuunene, HI fair market rentHI statewide rentsWhat is SAFMR?Data sources