96795
ZIPSAFMR
Honolulu County, HI
BRFMR
Eff. Rent
0 BR$1,460$1,610
1 BR$1,570$1,730
2 BR$2,060$2,270
3 BR$2,860$3,150
4 BR$3,460$3,810
5 BR$3,979
6 BR$4,576
7 BR$5,262
8 BR$6,052

Purchase Price Calculator

Maximum purchase price
$275,405

Cost breakdown

+Likely effective rent$2,270
HUD FMR$2,060
Market rent$3,600
Est. payment standard (110%)Used$2,270
Estimated payment standard is $2,270 (110% of FMR).
-Principal and interest-$1,393
Loan amount$220,324
Down payment$55,081
Rate6.50%
Term30 years
-Operating costs-$677
Property taxes-$275
Insurance-$175
Utilities$0
HOA$0
Management-$227
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$36,270(65.8% ROI)
Projected value
$296,581
Current value$275,405
Return breakdown
Property appreciation+$21,176
Loan principal paid down+$7,894
Rental cash flow+$7,200
5-year hold
+$62,267(113.0% ROI)
Projected value
$311,595
Current value$275,405
Return breakdown
Property appreciation+$36,190
Loan principal paid down+$14,077
Rental cash flow+$12,000
10-year hold
+$134,678(244.5% ROI)
Projected value
$352,541
Current value$275,405
Return breakdown
Property appreciation+$77,137
Loan principal paid down+$33,542
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.68ratio
FMR$1,460
Market$2,160
vs market-$700

FMR is below market; voucher rent may lag private rents.

90% standard$1,314 / 0.61 ratio110% standard$1,606 / 0.74 ratio
0.68
1 BR
1 BR
0.56ratio
FMR$1,570
Market$2,790
vs market-$1,220

FMR is below market; voucher rent may lag private rents.

90% standard$1,413 / 0.51 ratio110% standard$1,727 / 0.62 ratio
0.56
2 BR
2 BR
0.57ratio
FMR$2,060
Market$3,600
vs market-$1,540

FMR is below market; voucher rent may lag private rents.

90% standard$1,854 / 0.52 ratio110% standard$2,266 / 0.63 ratio
0.57
3 BR
3 BR
0.57ratio
FMR$2,860
Market$4,980
vs market-$2,120

FMR is below market; voucher rent may lag private rents.

90% standard$2,574 / 0.52 ratio110% standard$3,146 / 0.63 ratio
0.57
4 BR
4 BR
0.49ratio
FMR$3,460
Market$7,130
vs market-$3,670

FMR is below market; voucher rent may lag private rents.

0.49
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 96795 (HI) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

96795 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 96795 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,060 and the 4 bedroom fair market rent is $3,460.

Use this page for searches like 96795 FMR, 96795 fair market rent, and 96795 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 96795
Bedroom sizeHUD FMR
Studio$1,460
1 bedroom$1,570
2 bedroom$2,060
3 bedroom$2,860
4 bedroom$3,460