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Honolulu County/Kaaawa/96730

96730

ZIPSAFMR
Honolulu County, HI
Zillow

ZIP Investment Score

42Below average

095130300
BRFMR
Eff. Rent
0 BR$1,710$1,880
1 BR$1,820$2,000
2 BR$2,370$2,610
3 BR$3,280$3,510
4 BR$3,960$4,360
5 BR$4,554Not available
6 BR$5,237Not available
7 BR$6,023Not available
8 BR$6,926Not available

Purchase Price Calculator

Maximum purchase price
$325,928

Cost breakdown

+Likely effective rent$2,610
HUD FMR$2,370
Market rent$3,440
Est. payment standard (110%)Used$2,610
-Principal and interest-$1,648
Loan amount$260,743
Down payment$65,186
Rate6.50%
Term30 years
-Operating costs-$762
Property taxes-$326
Insurance-$175
Utilities$0
HOA$0
Management-$261
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$41,603(63.8% ROI)
Projected value
$350,989
Return breakdown
Property appreciation+$25,061
Loan principal paid down+$9,342
Rental cash flow+$7,200
5-year hold
+$71,489(109.7% ROI)
Projected value
$368,758
Return breakdown
Property appreciation+$42,830
Loan principal paid down+$16,659
Rental cash flow+$12,000
10-year hold
+$154,983(237.8% ROI)
Projected value
$417,216
Return breakdown
Property appreciation+$91,288
Loan principal paid down+$39,695
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.68
1 BR
0.60
2 BR
0.69
3 BR
0.90
4 BR
0.84
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 96730 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 96730 (Kaaawa, HI) is $2,370 a month. That is up 5.8% from $2,240 in FY 2026. Kaaawa is in the Urban Honolulu, HI MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 60 ZIP codes in Honolulu County, 96730 has the 54th-highest two-bedroom rent (county range $2,080–$3,810). The median county two-bedroom FMR in Hawaii is $2,326, so ZIP 96730 is 2% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 96730
BedroomsFY 2027Change90–110% range
Studio$1,710+7.5%$1,539–$1,881
1BR$1,820+6.4%$1,638–$2,002
2BR$2,370+5.8%$2,133–$2,607
3BR$3,280+5.1%$2,952–$3,608
4BR$3,960+5.3%$3,564–$4,356

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 96730
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,710$1,820$2,370$3,280$3,960
FY 2026$1,590$1,710$2,240$3,120$3,760
FY 2025$1,500$1,630$2,130$2,980$3,580
FY 2024$1,360$1,490$1,950$2,750$3,310
FY 2023$1,300$1,430$1,870$2,660$3,190

Two-bedroom rent in nearby Honolulu County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 96730
96701$2,360−0.4%
96706$3,210+35.4%
96707$3,130+32.1%
96709$2,540+7.2%
96712$2,490+5.1%
96717$2,720+14.8%
96730Current$2,370—
96731$2,080−12.2%
96734$3,660+54.4%
96744$2,800+18.1%
96759$2,540+7.2%
96762$3,030+27.8%

Questions about ZIP 96730 rents

How much will Section 8 pay for a two-bedroom in ZIP 96730?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,370, that basic range is $2,133 to $2,607 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 96730 in?

ZIP 96730 is in the Urban Honolulu, HI MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 96730 for FY 2027?

The two-bedroom FMR rose 5.8%, from $2,240 in FY 2026 to $2,370 in FY 2027. Since FY 2023 it has risen 26.7%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentKaaawa, HI fair market rentHI statewide rentsWhat is SAFMR?Data sources