98072
ZIPSAFMR
Snohomish County, WA
BRFMR
Eff. Rent
0 BR$2,340$2,070
1 BR$2,420$2,340
2 BR$2,820$2,590
3 BR$3,690$3,480
4 BR$4,340$4,010
5 BR$4,991
6 BR$5,740
7 BR$6,601
8 BR$7,591

Purchase Price Calculator

Maximum purchase price
$322,956

Cost breakdown

+Likely effective rent$2,590
HUD FMR$2,820
Market rentUsed$2,590
Est. payment standard (95%)$2,670
Market rent is below the inferred standard ($2,670, 95% of FMR).
-Principal and interest-$1,633
Loan amount$258,365
Down payment$64,591
Rate6.50%
Term30 years
-Operating costs-$757
Property taxes-$323
Insurance-$175
Utilities$0
HOA$0
Management-$259
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$41,289(63.9% ROI)
Projected value
$347,789
Current value$322,956
Return breakdown
Property appreciation+$24,832
Loan principal paid down+$9,257
Rental cash flow+$7,200
5-year hold
+$70,946(109.8% ROI)
Projected value
$365,396
Current value$322,956
Return breakdown
Property appreciation+$42,439
Loan principal paid down+$16,507
Rental cash flow+$12,000
10-year hold
+$153,788(238.1% ROI)
Projected value
$413,412
Current value$322,956
Return breakdown
Property appreciation+$90,455
Loan principal paid down+$39,333
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.13ratio
FMR$2,340
Market$2,070
vs market+$270

FMR is above market; underwrite to market rent.

90% standard$2,106 / 1.02 ratio110% standard$2,574 / 1.24 ratio
1.13
1 BR
1 BR
1.03ratio
FMR$2,420
Market$2,340
vs market+$80

FMR is near market; voucher and private rents are aligned.

90% standard$2,178 / 0.93 ratio110% standard$2,662 / 1.14 ratio
1.03
2 BR
2 BR
1.09ratio
FMR$2,820
Market$2,590
vs market+$230

FMR is near market; voucher and private rents are aligned.

90% standard$2,538 / 0.98 ratio110% standard$3,102 / 1.20 ratio
1.09
3 BR
3 BR
1.06ratio
FMR$3,690
Market$3,480
vs market+$210

FMR is near market; voucher and private rents are aligned.

90% standard$3,321 / 0.95 ratio110% standard$4,059 / 1.17 ratio
1.06
4 BR
4 BR
1.08ratio
FMR$4,340
Market$4,010
vs market+$330

FMR is near market; voucher and private rents are aligned.

90% standard$3,906 / 0.97 ratio110% standard$4,774 / 1.19 ratio
1.08
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 98072 (WA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

98072 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 98072 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,820 and the 4 bedroom fair market rent is $4,340.

Use this page for searches like 98072 FMR, 98072 fair market rent, and 98072 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 98072
Bedroom sizeHUD FMR
Studio$2,340
1 bedroom$2,420
2 bedroom$2,820
3 bedroom$3,690
4 bedroom$4,340