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Bristol County/Rochester/02770

02770

ZIPSAFMR
Bristol County, MA
Zillow

ZIP Investment Score

40Below average

095130300
BRFMR
Eff. Rent
0 BR$1,470$1,470
1 BR$1,590$1,590
2 BR$2,080$2,080
3 BR$2,610$2,610
4 BR$2,760$2,760
5 BR$3,174Not available
6 BR$3,650Not available
7 BR$4,198Not available
8 BR$4,827Not available

Purchase Price Calculator

Maximum purchase price
$247,171

Cost breakdown

+Likely effective rent$2,080
HUD FMRUsed$2,080
Market rentN/A
Est. payment standardN/A
-Principal and interest-$1,250
Loan amount$197,737
Down payment$49,434
Rate6.50%
Term30 years
-Operating costs-$630
Property taxes-$247
Insurance-$175
Utilities$0
HOA$0
Management-$208
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$33,290(67.3% ROI)
Projected value
$266,176
Return breakdown
Property appreciation+$19,005
Loan principal paid down+$7,084
Rental cash flow+$7,200
5-year hold
+$57,114(115.5% ROI)
Projected value
$279,651
Return breakdown
Property appreciation+$32,480
Loan principal paid down+$12,633
Rental cash flow+$12,000
10-year hold
+$123,332(249.5% ROI)
Projected value
$316,399
Return breakdown
Property appreciation+$69,229
Loan principal paid down+$30,103
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
--
Mortgage rate
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ZIP 02770 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 02770 (Rochester, MA) is $2,080 a month. That is up 5.1% from $1,980 in FY 2026. Rochester is in the New Bedford, MA HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,668. Among 45 ZIP codes in Bristol County, 02770 has the 22nd-highest two-bedroom rent (county range $1,560–$2,990). The median county two-bedroom FMR in Massachusetts is $2,222, so ZIP 02770 is 6% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 02770
BedroomsFY 2027Change90–110% range
Studio$1,470+1.4%$1,323–$1,617
1BR$1,590+5.3%$1,431–$1,749
2BR$2,080+5.1%$1,872–$2,288
3BR$2,610+5.2%$2,349–$2,871
4BR$2,760+3.8%$2,484–$3,036

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 02770
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,470$1,590$2,080$2,610$2,760
FY 2026$1,450$1,510$1,980$2,480$2,660
FY 2025$1,360$1,400$1,830$2,320$2,510
FY 2024$1,180$1,280$1,680$2,140$2,440
FY 2023$1,040$1,180$1,560$1,970$2,260

Two-bedroom rent in nearby Bristol County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 02770
02760$2,650+27.4%
02761$1,800−13.5%
02763$2,000−3.8%
02764$2,230+7.2%
02766$2,810+35.1%
02767$2,430+16.8%
02768$2,300+10.6%
02769$1,660−20.2%
02770Current$2,080—
02771$2,570+23.6%
02777$1,890−9.1%
02779$2,220+6.7%

Questions about ZIP 02770 rents

How much will Section 8 pay for a two-bedroom in ZIP 02770?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,668, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,501 to $1,835 a month; under the ZIP-level Small Area FMR of $2,080 it would be $1,872 to $2,288. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 02770 in?

ZIP 02770 is in the New Bedford, MA HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,668.

How much did fair market rent change in ZIP 02770 for FY 2027?

The two-bedroom FMR rose 5.1%, from $1,980 in FY 2026 to $2,080 in FY 2027. Since FY 2023 it has risen 33.3%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentRochester, MA fair market rentMA statewide rentsWhat is SAFMR?Data sources