Skip to main content
Loading page

02764

ZIPSAFMR
Bristol County, MA

ZIP Investment Score

53Below average

095130300
BRFMR
Eff. Rent
0 BR$1,550$1,710
1 BR$1,700$1,790
2 BR$2,230$2,390
3 BR$2,660$2,790
4 BR$2,930$3,180
5 BR$3,369Not available
6 BR$3,875Not available
7 BR$4,456Not available
8 BR$5,125Not available

Purchase Price Calculator

Maximum purchase price
$293,237

Cost breakdown

+Likely effective rent$2,390
HUD FMR$2,230
Market rent$2,480
Est. payment standard (107%)Used$2,390
-Principal and interest-$1,483
Loan amount$234,589
Down payment$58,647
Rate6.50%
Term30 years
-Operating costs-$707
Property taxes-$293
Insurance-$175
Utilities$0
HOA$0
Management-$239
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$38,152(65.1% ROI)
Projected value
$315,784
Return breakdown
Property appreciation+$22,547
Loan principal paid down+$8,405
Rental cash flow+$7,200
5-year hold
+$65,522(111.7% ROI)
Projected value
$331,770
Return breakdown
Property appreciation+$38,534
Loan principal paid down+$14,988
Rental cash flow+$12,000
10-year hold
+$141,845(241.9% ROI)
Projected value
$375,368
Return breakdown
Property appreciation+$82,131
Loan principal paid down+$35,714
Rental cash flow+$24,000

Public Housing Authority

Loading Public Housing Authority

Rolodex

Loading Rolodex

Market Alignment

Studio
0.82
1 BR
0.92
2 BR
0.90
3 BR
0.93
4 BR
0.88
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 02764 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 02764 (North Dighton, MA) is $2,230 a month. That is down 6.3% from $2,380 in FY 2026. North Dighton is in the New Bedford, MA HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,668. Among 45 ZIP codes in Bristol County, 02764 has the 17th-highest two-bedroom rent (county range $1,560–$2,990).

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 02764
BedroomsFY 2027Change90–110% range
Studio$1,550−5.5%$1,395–$1,705
1BR$1,700−6.1%$1,530–$1,870
2BR$2,230−6.3%$2,007–$2,453
3BR$2,660−9.2%$2,394–$2,926
4BR$2,930−7.0%$2,637–$3,223

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 02764
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,550$1,700$2,230$2,660$2,930
FY 2026$1,640$1,810$2,380$2,930$3,150
FY 2025$1,440$1,600$2,100$2,660$2,780
FY 2024$1,320$1,480$1,950$2,460$2,630
FY 2023$1,040$1,180$1,520$1,900$2,130

Two-bedroom rent in nearby Bristol County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 02764
02760$2,650+18.8%
02761$1,800−19.3%
02763$2,000−10.3%
02764Current$2,230—
02766$2,810+26.0%
02767$2,430+9.0%
02768$2,300+3.1%
02769$1,660−25.6%
02770$2,080−6.7%
02771$2,570+15.2%
02777$1,890−15.2%
02779$2,220−0.4%

Questions about ZIP 02764 rents

How much will Section 8 pay for a two-bedroom in ZIP 02764?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,668, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,501 to $1,835 a month; under the ZIP-level Small Area FMR of $2,230 it would be $2,007 to $2,453. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 02764 in?

ZIP 02764 is in the New Bedford, MA HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,668.

How much did fair market rent change in ZIP 02764 for FY 2027?

The two-bedroom FMR fell 6.3%, from $2,380 in FY 2026 to $2,230 in FY 2027. Since FY 2023 it has risen 46.7%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set