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02780

ZIPSAFMR
Bristol County, MA

ZIP Investment Score

62Below average

095130300
BRFMR
Eff. Rent
0 BR$1,740$1,620
1 BR$1,750$1,670
2 BR$2,300$2,160
3 BR$2,760$2,770
4 BR$3,320$3,180
5 BR$3,818Not available
6 BR$4,391Not available
7 BR$5,049Not available
8 BR$5,807Not available

Purchase Price Calculator

Maximum purchase price
$259,059

Cost breakdown

+Likely effective rent$2,160
HUD FMR$2,300
Market rentUsed$2,160
Est. payment standard (96%)$2,210
-Principal and interest-$1,310
Loan amount$207,247
Down payment$51,812
Rate6.50%
Term30 years
-Operating costs-$650
Property taxes-$259
Insurance-$175
Utilities$0
HOA$0
Management-$216
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$34,544(66.7% ROI)
Projected value
$278,978
Return breakdown
Property appreciation+$19,919
Loan principal paid down+$7,425
Rental cash flow+$7,200
5-year hold
+$59,283(114.4% ROI)
Projected value
$293,101
Return breakdown
Property appreciation+$34,042
Loan principal paid down+$13,241
Rental cash flow+$12,000
10-year hold
+$128,109(247.3% ROI)
Projected value
$331,617
Return breakdown
Property appreciation+$72,558
Loan principal paid down+$31,551
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.07
1 BR
1.05
2 BR
1.06
3 BR
0.99
4 BR
1.04
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 02780 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 02780 (Taunton, MA) is $2,300 a month. That is up 6.0% from $2,170 in FY 2026. Taunton is in the New Bedford, MA HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,668. Among 45 ZIP codes in Bristol County, 02780 is tied for the 13th-highest two-bedroom rent (county range $1,560–$2,990). The median county two-bedroom FMR in Massachusetts is $2,222, so ZIP 02780 is 4% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 02780
BedroomsFY 2027Change90–110% range
Studio$1,740+6.1%$1,566–$1,914
1BR$1,750+6.1%$1,575–$1,925
2BR$2,300+6.0%$2,070–$2,530
3BR$2,760+5.7%$2,484–$3,036
4BR$3,320+5.1%$2,988–$3,652

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 02780
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,740$1,750$2,300$2,760$3,320
FY 2026$1,640$1,650$2,170$2,610$3,160
FY 2025$1,710$1,720$2,250$2,730$3,380
FY 2024$1,470$1,480$1,950$2,370$2,940
FY 2023$1,240$1,280$1,680$2,090$2,560

Two-bedroom rent in nearby Bristol County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 02780
02764$2,230−3.0%
02766$2,810+22.2%
02767$2,430+5.7%
02768$2,3000.0%
02769$1,660−27.8%
02770$2,080−9.6%
02771$2,570+11.7%
02777$1,890−17.8%
02779$2,220−3.5%
02780Current$2,300—
02790$1,930−16.1%
02791$1,930−16.1%

Questions about ZIP 02780 rents

How much will Section 8 pay for a two-bedroom in ZIP 02780?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,668, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,501 to $1,835 a month; under the ZIP-level Small Area FMR of $2,300 it would be $2,070 to $2,530. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 02780 in?

ZIP 02780 is in the New Bedford, MA HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,668.

How much did fair market rent change in ZIP 02780 for FY 2027?

The two-bedroom FMR rose 6.0%, from $2,170 in FY 2026 to $2,300 in FY 2027. Since FY 2023 it has risen 36.9%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set