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02715

ZIPSAFMR
Bristol County, MA

ZIP Investment Score

50Below average

095130300
BRFMR
Eff. Rent
0 BR$1,290$1,420
1 BR$1,430$1,570
2 BR$1,880$2,070
3 BR$2,310$2,540
4 BR$2,480$2,730
5 BR$2,852Not available
6 BR$3,280Not available
7 BR$3,772Not available
8 BR$4,338Not available

Purchase Price Calculator

Maximum purchase price
$245,685

Cost breakdown

+Likely effective rent$2,070
HUD FMR$1,880
Market rent$2,640
Est. payment standard (110%)Used$2,070
-Principal and interest-$1,242
Loan amount$196,548
Down payment$49,137
Rate6.50%
Term30 years
-Operating costs-$628
Property taxes-$246
Insurance-$175
Utilities$0
HOA$0
Management-$207
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$33,133(67.4% ROI)
Projected value
$264,576
Return breakdown
Property appreciation+$18,891
Loan principal paid down+$7,042
Rental cash flow+$7,200
5-year hold
+$56,842(115.7% ROI)
Projected value
$277,970
Return breakdown
Property appreciation+$32,285
Loan principal paid down+$12,557
Rental cash flow+$12,000
10-year hold
+$122,735(249.8% ROI)
Projected value
$314,497
Return breakdown
Property appreciation+$68,812
Loan principal paid down+$29,922
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.63
1 BR
0.72
2 BR
0.71
3 BR
0.81
4 BR
0.79
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 02715 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 02715 (Dighton, MA) is $1,880 a month. That is up 0.5% from $1,870 in FY 2026. Dighton is in the New Bedford, MA HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,668. Among 45 ZIP codes in Bristol County, 02715 is tied for the 28th-highest two-bedroom rent (county range $1,560–$2,990). The median county two-bedroom FMR in Massachusetts is $2,222, so ZIP 02715 is 15% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 02715
BedroomsFY 2027Change90–110% range
Studio$1,2900.0%$1,161–$1,419
1BR$1,4300.0%$1,287–$1,573
2BR$1,880+0.5%$1,692–$2,068
3BR$2,310+0.4%$2,079–$2,541
4BR$2,4800.0%$2,232–$2,728

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 02715
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,290$1,430$1,880$2,310$2,480
FY 2026$1,290$1,430$1,870$2,300$2,480
FY 2025$1,220$1,360$1,780$2,250$2,360
FY 2024$1,130$1,260$1,660$2,100$2,240
FY 2023$980$1,120$1,470$1,850$2,020

Two-bedroom rent in nearby Bristol County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 02715
02712$1,8800.0%
02715Current$1,880—
02717$2,570+36.7%
02718$2,510+33.5%
02719$1,590−15.4%
02720$1,800−4.3%
02721$1,560−17.0%
02722$1,800−4.3%
02723$1,660−11.7%
02724$1,690−10.1%
02725$1,790−4.8%
02726$1,890+0.5%

Questions about ZIP 02715 rents

How much will Section 8 pay for a two-bedroom in ZIP 02715?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,668, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,501 to $1,835 a month; under the ZIP-level Small Area FMR of $1,880 it would be $1,692 to $2,068. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 02715 in?

ZIP 02715 is in the New Bedford, MA HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,668.

How much did fair market rent change in ZIP 02715 for FY 2027?

The two-bedroom FMR rose 0.5%, from $1,870 in FY 2026 to $1,880 in FY 2027. Since FY 2023 it has risen 27.9%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set