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10313

ZIPSAFMR
Richmond County, NY
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ZIP Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$2,450$1,770
1 BR$2,580$2,000
2 BR$2,810$2,430
3 BR$3,560$2,990
4 BR$3,900$3,470
5 BR$4,485Not available
6 BR$5,158Not available
7 BR$5,931Not available
8 BR$6,821Not available

Purchase Price Calculator

Maximum purchase price
$299,181

Cost breakdown

+Likely effective rent$2,430
HUD FMR$2,810
Market rentUsed$2,430
Est. payment standard (91%)$2,560
-Principal and interest-$1,513
Loan amount$239,344
Down payment$59,836
Rate6.50%
Term30 years
-Operating costs-$717
Property taxes-$299
Insurance-$175
Utilities$0
HOA$0
Management-$243
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$38,779(64.8% ROI)
Projected value
$322,185
Return breakdown
Property appreciation+$23,004
Loan principal paid down+$8,575
Rental cash flow+$7,200
5-year hold
+$66,607(111.3% ROI)
Projected value
$338,495
Return breakdown
Property appreciation+$39,315
Loan principal paid down+$15,292
Rental cash flow+$12,000
10-year hold
+$144,233(241.0% ROI)
Projected value
$382,976
Return breakdown
Property appreciation+$83,796
Loan principal paid down+$36,437
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.38
1 BR
1.29
2 BR
1.16
3 BR
1.19
4 BR
1.12
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
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Tax rate
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Mortgage rate
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ZIP 10313 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 10313 (Staten Island, NY) is $2,810 a month. That is up 3.3% from $2,720 in FY 2026. Staten Island is in the New York, NY HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,971. Among 14 ZIP codes in Richmond County, 10313 is tied for the 9th-highest two-bedroom rent (county range $2,620–$3,240). The median county two-bedroom FMR in New York is $1,385, so ZIP 10313 is 103% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 10313
BedroomsFY 2027Change90–110% range
Studio$2,450+3.8%$2,205–$2,695
1BR$2,580+4.0%$2,322–$2,838
2BR$2,810+3.3%$2,529–$3,091
3BR$3,560+4.4%$3,204–$3,916
4BR$3,900+5.4%$3,510–$4,290

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 10313
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$2,450$2,580$2,810$3,560$3,900
FY 2026$2,360$2,480$2,720$3,410$3,700
FY 2025$2,220$2,310$2,560$3,190$3,440
FY 2024$2,180$2,240$2,510$3,130$3,370
FY 2023$1,930$1,970$2,230$2,800$3,020

Two-bedroom rent in nearby Richmond County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 10313
10303$2,860+1.8%
10304$2,730−2.8%
10305$2,720−3.2%
10306$2,820+0.4%
10307$2,620−6.8%
10308$2,820+0.4%
10309$3,240+15.3%
10310$2,770−1.4%
10311$2,8100.0%
10312$2,940+4.6%
10313Current$2,810—
10314$2,860+1.8%

Questions about ZIP 10313 rents

How much will Section 8 pay for a two-bedroom in ZIP 10313?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,971, which applies unless the housing authority uses Small Area FMRs, that basic range is $2,674 to $3,268 a month; under the ZIP-level Small Area FMR of $2,810 it would be $2,529 to $3,091. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 10313 in?

ZIP 10313 is in the New York, NY HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,971.

How much did fair market rent change in ZIP 10313 for FY 2027?

The two-bedroom FMR rose 3.3%, from $2,720 in FY 2026 to $2,810 in FY 2027. Since FY 2023 it has risen 26.0%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set