10314
ZIPSAFMR
Richmond County, NY
BRFMR
Eff. Rent
0 BR$2,510$1,580
1 BR$2,640$1,900
2 BR$2,890$2,470
3 BR$3,620$3,190
4 BR$3,930$3,310
5 BR$4,520
6 BR$5,197
7 BR$5,977
8 BR$6,874

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
1.59ratio
FMR$2,510
Market$1,580
vs market+$930

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.59
1 BR
1 BR
1.39ratio
FMR$2,640
Market$1,900
vs market+$740

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.39
2 BR
2 BR
1.17ratio
FMR$2,890
Market$2,470
vs market+$420

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.17
3 BR
3 BR
1.13ratio
FMR$3,620
Market$3,190
vs market+$430

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.13
4 BR
4 BR
1.19ratio
FMR$3,930
Market$3,310
vs market+$620

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.19
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents across all bedroom sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$367,536
Rent
$2,890
Down payment
$73,507
Loan
$294,029
Mortgage
$1,858
Expenses
$832
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 10314 (NY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.