10309
ZIPSAFMR
Richmond County, NY
BRFMR
Eff. Rent
0 BR$2,860$1,700
1 BR$3,000$1,960
2 BR$3,290$2,250
3 BR$4,120$3,550
4 BR$4,480$3,690
5 BR$5,152
6 BR$5,925
7 BR$6,814
8 BR$7,836

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
1.68ratio
FMR$2,860
Market$1,700
vs market+$1,160

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.68
1 BR
1 BR
1.53ratio
FMR$3,000
Market$1,960
vs market+$1,040

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.53
2 BR
2 BR
1.46ratio
FMR$3,290
Market$2,250
vs market+$1,040

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.46
3 BR
3 BR
1.16ratio
FMR$4,120
Market$3,550
vs market+$570

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.16
4 BR
4 BR
1.21ratio
FMR$4,480
Market$3,690
vs market+$790

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.21
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents across all bedroom sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$426,976
Rent
$3,290
Down payment
$85,395
Loan
$341,581
Mortgage
$2,159
Expenses
$931
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 10309 (NY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.