12786
ZIPSAFMR
Sullivan County, NY
BRFMR
Eff. Rent
0 BR$1,030$1,030
1 BR$1,110$1,110
2 BR$1,350$1,350
3 BR$1,870$1,870
4 BR$1,960$1,960
5 BR$2,254
6 BR$2,592
7 BR$2,981
8 BR$3,428

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
0.57ratio
FMR$1,030
Market$1,820
vs market-$790

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.57
1 BR
1 BR
0.60ratio
FMR$1,110
Market$1,860
vs market-$750

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.60
2 BR
2 BR
0.67ratio
FMR$1,350
Market$2,020
vs market-$670

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.67
3 BR
3 BR
0.81ratio
FMR$1,870
Market$2,320
vs market-$450

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.81
4 BR
4 BR
0.78ratio
FMR$1,960
Market$2,500
vs market-$540

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.78
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for all bedroom sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$138,693
Rent
$1,350
Down payment
$27,739
Loan
$110,954
Mortgage
$701
Expenses
$449
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 12786 (NY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.