12790
ZIPSAFMR
Sullivan County, NY
BRFMR
Eff. Rent
0 BR$1,280$1,280
1 BR$1,370$1,370
2 BR$1,670$1,670
3 BR$2,320$2,320
4 BR$2,420$2,420
5 BR$2,783
6 BR$3,200
7 BR$3,681
8 BR$4,233

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
0.66ratio
FMR$1,280
Market$1,930
vs market-$650

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.66
1 BR
1 BR
0.69ratio
FMR$1,370
Market$1,980
vs market-$610

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.69
2 BR
2 BR
0.76ratio
FMR$1,670
Market$2,200
vs market-$530

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.76
3 BR
3 BR
0.99ratio
FMR$2,320
Market$2,340
vs market-$20

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.99
4 BR
4 BR
0.96ratio
FMR$2,420
Market$2,520
vs market-$100

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.96
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$186,245
Rent
$1,670
Down payment
$37,249
Loan
$148,996
Mortgage
$942
Expenses
$528
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 12790 (NY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.