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Madison County/Eaton/13334

13334

ZIPSAFMR
Madison County, NY
Zillow

ZIP Investment Score

113Above average

095130300
BRFMR
Eff. Rent
0 BR$1,040$1,040
1 BR$1,170$1,170
2 BR$1,460$1,460
3 BR$1,790$1,790
4 BR$1,930$1,930
5 BR$2,220Not available
6 BR$2,552Not available
7 BR$2,935Not available
8 BR$3,376Not available

Purchase Price Calculator

Maximum purchase price
$155,039

Cost breakdown

+Likely effective rent$1,460
HUD FMRUsed$1,460
Market rentN/A
Est. payment standardN/A
-Principal and interest-$784
Loan amount$124,031
Down payment$31,008
Rate6.50%
Term30 years
-Operating costs-$476
Property taxes-$155
Insurance-$175
Utilities$0
HOA$0
Management-$146
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$23,565(76.0% ROI)
Projected value
$166,960
Return breakdown
Property appreciation+$11,921
Loan principal paid down+$4,444
Rental cash flow+$7,200
5-year hold
+$40,298(130.0% ROI)
Projected value
$175,412
Return breakdown
Property appreciation+$20,373
Loan principal paid down+$7,924
Rental cash flow+$12,000
10-year hold
+$86,306(278.3% ROI)
Projected value
$198,463
Return breakdown
Property appreciation+$43,424
Loan principal paid down+$18,882
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
--
Mortgage rate
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ZIP 13334 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 13334 (Eaton, NY) is $1,460 a month. That is up 22.7% from $1,190 in FY 2026. Eaton is in the Syracuse, NY MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,493. Among 32 ZIP codes in Madison County, 13334 has the 7th-highest two-bedroom rent (county range $1,260–$2,240). The median county two-bedroom FMR in New York is $1,385, so ZIP 13334 is 5% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 13334
BedroomsFY 2027Change90–110% range
Studio$1,040+19.5%$936–$1,144
1BR$1,170+20.6%$1,053–$1,287
2BR$1,460+22.7%$1,314–$1,606
3BR$1,790+22.6%$1,611–$1,969
4BR$1,930+17.7%$1,737–$2,123

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 13334
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,040$1,170$1,460$1,790$1,930
FY 2026$870$970$1,190$1,460$1,640
FY 2025$750$830$1,020$1,250$1,440
FY 2024$730$810$1,000$1,240$1,430
FY 2023$770$870$1,070$1,320$1,530

Two-bedroom rent in nearby Madison County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 13334
13310$1,260−13.7%
13314$1,290−11.6%
13332$1,570+7.5%
13334Current$1,460—
13346$1,730+18.5%
13355$1,260−13.7%
13364$1,260−13.7%
13402$1,280−12.3%
13408$1,350−7.5%
13409$1,300−11.0%
13418$2,240+53.4%
13421$1,260−13.7%

Questions about ZIP 13334 rents

How much will Section 8 pay for a two-bedroom in ZIP 13334?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,493, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,344 to $1,642 a month; under the ZIP-level Small Area FMR of $1,460 it would be $1,314 to $1,606. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 13334 in?

ZIP 13334 is in the Syracuse, NY MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,493.

How much did fair market rent change in ZIP 13334 for FY 2027?

The two-bedroom FMR rose 22.7%, from $1,190 in FY 2026 to $1,460 in FY 2027. Since FY 2023 it has risen 36.4%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentEaton, NY fair market rentNY statewide rentsWhat is SAFMR?Data sources