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Delaware County/Morton/19070

19070

ZIPSAFMR
Delaware County, PA
Zillow

ZIP Investment Score

79Below average

095130300
BRFMR
Eff. Rent
0 BR$1,240$1,250
1 BR$1,340$1,370
2 BR$1,600$1,760
3 BR$1,910$2,100
4 BR$2,100$2,310
5 BR$2,415Not available
6 BR$2,777Not available
7 BR$3,194Not available
8 BR$3,673Not available

Purchase Price Calculator

Maximum purchase price
$199,619

Cost breakdown

+Likely effective rent$1,760
HUD FMR$1,600
Market rent$1,880
Est. payment standard (110%)Used$1,760
-Principal and interest-$1,009
Loan amount$159,695
Down payment$39,924
Rate6.50%
Term30 years
-Operating costs-$551
Property taxes-$200
Insurance-$175
Utilities$0
HOA$0
Management-$176
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$28,270(70.8% ROI)
Projected value
$214,968
Return breakdown
Property appreciation+$15,349
Loan principal paid down+$5,721
Rental cash flow+$7,200
5-year hold
+$48,434(121.3% ROI)
Projected value
$225,850
Return breakdown
Property appreciation+$26,232
Loan principal paid down+$10,203
Rental cash flow+$12,000
10-year hold
+$104,222(261.1% ROI)
Projected value
$255,529
Return breakdown
Property appreciation+$55,910
Loan principal paid down+$24,312
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.98
1 BR
0.96
2 BR
0.85
3 BR
0.79
4 BR
0.71
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 19070 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 19070 (Morton, PA) is $1,600 a month. That is up 0.6% from $1,590 in FY 2026. Morton is in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 49 ZIP codes in Delaware County, 19070 has the 42nd-highest two-bedroom rent (county range $1,390–$2,790). The median county two-bedroom FMR in Pennsylvania is $1,136, so ZIP 19070 is 41% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 19070
BedroomsFY 2027Change90–110% range
Studio$1,240+0.8%$1,116–$1,364
1BR$1,3400.0%$1,206–$1,474
2BR$1,600+0.6%$1,440–$1,760
3BR$1,9100.0%$1,719–$2,101
4BR$2,100−1.4%$1,890–$2,310

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 19070
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,240$1,340$1,600$1,910$2,100
FY 2026$1,230$1,340$1,590$1,910$2,130
FY 2025$1,190$1,310$1,560$1,880$2,140
FY 2024$1,130$1,250$1,500$1,810$2,090
FY 2023$920$1,040$1,250$1,520$1,770

Two-bedroom rent in nearby Delaware County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 19070
19060$2,250+40.6%
19061$1,660+3.8%
19063$1,950+21.9%
19064$1,880+17.5%
19070Current$1,600—
19073$2,490+55.6%
19074$1,760+10.0%
19076$1,500−6.2%
19078$1,660+3.8%
19079$1,720+7.5%
19081$1,850+15.6%
19082$1,540−3.7%

Questions about ZIP 19070 rents

How much will Section 8 pay for a two-bedroom in ZIP 19070?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,600, that basic range is $1,440 to $1,760 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 19070 in?

ZIP 19070 is in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 19070 for FY 2027?

The two-bedroom FMR rose 0.6%, from $1,590 in FY 2026 to $1,600 in FY 2027. Since FY 2023 it has risen 28.0%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentMorton, PA fair market rentPA statewide rentsWhat is SAFMR?Data sources