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Delaware County/Garnet Valley/19060

19060

ZIPSAFMR
Delaware County, PA
Zillow

ZIP Investment Score

65Below average

095130300
BRFMR
Eff. Rent
0 BR$1,740$1,360
1 BR$1,880$1,670
2 BR$2,250$2,320
3 BR$2,680$2,760
4 BR$2,960$3,260
5 BR$3,404Not available
6 BR$3,915Not available
7 BR$4,502Not available
8 BR$5,177Not available

Purchase Price Calculator

Maximum purchase price
$282,835

Cost breakdown

+Likely effective rent$2,320
HUD FMR$2,250
Market rent$2,360
Est. payment standard (103%)Used$2,320
-Principal and interest-$1,430
Loan amount$226,268
Down payment$56,567
Rate6.50%
Term30 years
-Operating costs-$690
Property taxes-$283
Insurance-$175
Utilities$0
HOA$0
Management-$232
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$37,054(65.5% ROI)
Projected value
$304,582
Return breakdown
Property appreciation+$21,747
Loan principal paid down+$8,107
Rental cash flow+$7,200
5-year hold
+$63,623(112.5% ROI)
Projected value
$320,001
Return breakdown
Property appreciation+$37,167
Loan principal paid down+$14,456
Rental cash flow+$12,000
10-year hold
+$137,664(243.4% ROI)
Projected value
$362,052
Return breakdown
Property appreciation+$79,218
Loan principal paid down+$34,447
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.28
1 BR
1.13
2 BR
0.95
3 BR
0.96
4 BR
0.79
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 19060 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 19060 (Garnet Valley, PA) is $2,250 a month. That is up 2.3% from $2,200 in FY 2026. Garnet Valley is in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 49 ZIP codes in Delaware County, 19060 has the 13th-highest two-bedroom rent (county range $1,390–$2,790). The median county two-bedroom FMR in Pennsylvania is $1,136, so ZIP 19060 is 98% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 19060
BedroomsFY 2027Change90–110% range
Studio$1,740+3.0%$1,566–$1,914
1BR$1,880+2.2%$1,692–$2,068
2BR$2,250+2.3%$2,025–$2,475
3BR$2,680+1.9%$2,412–$2,948
4BR$2,960+0.7%$2,664–$3,256

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 19060
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,740$1,880$2,250$2,680$2,960
FY 2026$1,690$1,840$2,200$2,630$2,940
FY 2025$1,670$1,840$2,190$2,630$3,000
FY 2024$1,630$1,810$2,170$2,620$3,020
FY 2023$1,630$1,830$2,210$2,690$3,130

Two-bedroom rent in nearby Delaware County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 19060
19043$1,480−34.2%
19050$1,520−32.4%
19052$1,950−13.3%
19060Current$2,250—
19061$1,660−26.2%
19063$1,950−13.3%
19064$1,880−16.4%
19070$1,600−28.9%
19073$2,490+10.7%
19074$1,760−21.8%
19076$1,500−33.3%
19078$1,660−26.2%

Questions about ZIP 19060 rents

How much will Section 8 pay for a two-bedroom in ZIP 19060?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,250, that basic range is $2,025 to $2,475 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 19060 in?

ZIP 19060 is in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 19060 for FY 2027?

The two-bedroom FMR rose 2.3%, from $2,200 in FY 2026 to $2,250 in FY 2027. Since FY 2023 it has risen 1.8%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentGarnet Valley, PA fair market rentPA statewide rentsWhat is SAFMR?Data sources