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Delaware County/Prospect Park/19076

19076

ZIPSAFMR
Delaware County, PA
Zillow

ZIP Investment Score

98Above average

095130300
BRFMR
Eff. Rent
0 BR$1,160$1,130
1 BR$1,260$1,290
2 BR$1,500$1,650
3 BR$1,790$1,970
4 BR$1,970$2,170
5 BR$2,266Not available
6 BR$2,605Not available
7 BR$2,996Not available
8 BR$3,446Not available

Purchase Price Calculator

Maximum purchase price
$183,273

Cost breakdown

+Likely effective rent$1,650
HUD FMR$1,500
Market rent$1,730
Est. payment standard (110%)Used$1,650
-Principal and interest-$927
Loan amount$146,618
Down payment$36,655
Rate6.50%
Term30 years
-Operating costs-$523
Property taxes-$183
Insurance-$175
Utilities$0
HOA$0
Management-$165
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$26,545(72.4% ROI)
Projected value
$197,365
Return breakdown
Property appreciation+$14,092
Loan principal paid down+$5,253
Rental cash flow+$7,200
5-year hold
+$45,451(124.0% ROI)
Projected value
$207,356
Return breakdown
Property appreciation+$24,084
Loan principal paid down+$9,367
Rental cash flow+$12,000
10-year hold
+$97,653(266.4% ROI)
Projected value
$234,605
Return breakdown
Property appreciation+$51,332
Loan principal paid down+$22,321
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.03
1 BR
0.96
2 BR
0.87
3 BR
0.80
4 BR
0.76
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 19076 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 19076 (Prospect Park, PA) is $1,500 a month. That is down 0.7% from $1,510 in FY 2026. Prospect Park is in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 49 ZIP codes in Delaware County, 19076 has the 47th-highest two-bedroom rent (county range $1,390–$2,790). The median county two-bedroom FMR in Pennsylvania is $1,136, so ZIP 19076 is 32% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 19076
BedroomsFY 2027Change90–110% range
Studio$1,160−0.9%$1,044–$1,276
1BR$1,260−0.8%$1,134–$1,386
2BR$1,500−0.7%$1,350–$1,650
3BR$1,790−1.1%$1,611–$1,969
4BR$1,970−2.5%$1,773–$2,167

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 19076
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,160$1,260$1,500$1,790$1,970
FY 2026$1,170$1,270$1,510$1,810$2,020
FY 2025$1,160$1,280$1,520$1,830$2,080
FY 2024$1,130$1,250$1,500$1,810$2,090
FY 2023$940$1,060$1,280$1,560$1,810

Two-bedroom rent in nearby Delaware County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 19076
19070$1,600+6.7%
19073$2,490+66.0%
19074$1,760+17.3%
19076Current$1,500—
19078$1,660+10.7%
19079$1,720+14.7%
19081$1,850+23.3%
19082$1,540+2.7%
19083$1,770+18.0%
19085$2,520+68.0%
19086$2,040+36.0%
19087$2,660+77.3%

Questions about ZIP 19076 rents

How much will Section 8 pay for a two-bedroom in ZIP 19076?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,500, that basic range is $1,350 to $1,650 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 19076 in?

ZIP 19076 is in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 19076 for FY 2027?

The two-bedroom FMR fell 0.7%, from $1,510 in FY 2026 to $1,500 in FY 2027. Since FY 2023 it has risen 17.2%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentProspect Park, PA fair market rentPA statewide rentsWhat is SAFMR?Data sources