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Cabell County/Glenwood/25520

25520

ZIPSAFMR
Cabell County, WV
Zillow

ZIP Investment Score

114Above average

095130300
BRFMR
Eff. Rent
0 BR$930$930
1 BR$980$980
2 BR$1,130$1,130
3 BR$1,450$1,450
4 BR$1,610$1,610
5 BR$1,851Not available
6 BR$2,129Not available
7 BR$2,449Not available
8 BR$2,816Not available

Purchase Price Calculator

Maximum purchase price
$106,001

Cost breakdown

+Likely effective rent$1,130
HUD FMRUsed$1,130
Market rentN/A
Est. payment standardN/A
-Principal and interest-$536
Loan amount$84,801
Down payment$21,200
Rate6.50%
Term30 years
-Operating costs-$394
Property taxes-$106
Insurance-$175
Utilities$0
HOA$0
Management-$113
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$18,389(86.7% ROI)
Projected value
$114,152
Return breakdown
Property appreciation+$8,150
Loan principal paid down+$3,038
Rental cash flow+$7,200
5-year hold
+$31,347(147.9% ROI)
Projected value
$119,930
Return breakdown
Property appreciation+$13,929
Loan principal paid down+$5,418
Rental cash flow+$12,000
10-year hold
+$66,599(314.1% ROI)
Projected value
$135,690
Return breakdown
Property appreciation+$29,689
Loan principal paid down+$12,910
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
--
Mortgage rate
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ZIP 25520 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 25520 (Glenwood, WV) is $1,130 a month. That is up 7.6% from $1,050 in FY 2026. Glenwood is in the Huntington-Ashland, WV-KY-OH HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,006. Among 47 ZIP codes in Cabell County, 25520 has the 3rd-highest two-bedroom rent (county range $1,000–$1,160). The median county two-bedroom FMR in West Virginia is $955, so ZIP 25520 is 18% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 25520
BedroomsFY 2027Change90–110% range
Studio$930+4.5%$837–$1,023
1BR$980+6.5%$882–$1,078
2BR$1,130+7.6%$1,017–$1,243
3BR$1,450+8.2%$1,305–$1,595
4BR$1,610+4.5%$1,449–$1,771

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 25520
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$930$980$1,130$1,450$1,610
FY 2026$890$920$1,050$1,340$1,540
FY 2025$840$860$980$1,270$1,490
FY 2024$810$830$960$1,260$1,450
FY 2023$660$720$840$1,130$1,280

Two-bedroom rent in nearby Cabell County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 25520
25504$1,050−7.1%
25506$1,000−11.5%
25510$1,140+0.9%
25520Current$1,130—
25526$1,000−11.5%
25537$1,060−6.2%
25541$1,160+2.7%
25545$1,110−1.8%
25559$1,030−8.8%
25701$1,020−9.7%
25702$1,070−5.3%
25703$1,000−11.5%

Questions about ZIP 25520 rents

How much will Section 8 pay for a two-bedroom in ZIP 25520?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,006, which applies unless the housing authority uses Small Area FMRs, that basic range is $905 to $1,107 a month; under the ZIP-level Small Area FMR of $1,130 it would be $1,017 to $1,243. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 25520 in?

ZIP 25520 is in the Huntington-Ashland, WV-KY-OH HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,006.

How much did fair market rent change in ZIP 25520 for FY 2027?

The two-bedroom FMR rose 7.6%, from $1,050 in FY 2026 to $1,130 in FY 2027. Since FY 2023 it has risen 34.5%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentGlenwood, WV fair market rentWV statewide rentsWhat is SAFMR?Data sources