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Cabell County/Huntington/25703

25703

ZIPSAFMR
Cabell County, WV
Zillow

ZIP Investment Score

157High yield potential

095130300
BRFMR
Eff. Rent
0 BR$860$790
1 BR$860$840
2 BR$1,000$1,050
3 BR$1,280$1,240
4 BR$1,390$1,320
5 BR$1,598Not available
6 BR$1,838Not available
7 BR$2,114Not available
8 BR$2,431Not available

Purchase Price Calculator

Maximum purchase price
$94,113

Cost breakdown

+Likely effective rent$1,050
HUD FMR$1,000
Market rent$1,070
Est. payment standard (105%)Used$1,050
-Principal and interest-$476
Loan amount$75,290
Down payment$18,823
Rate6.50%
Term30 years
-Operating costs-$374
Property taxes-$94
Insurance-$175
Utilities$0
HOA$0
Management-$105
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$17,134(91.0% ROI)
Projected value
$101,349
Return breakdown
Property appreciation+$7,236
Loan principal paid down+$2,697
Rental cash flow+$7,200
5-year hold
+$29,178(155.0% ROI)
Projected value
$106,480
Return breakdown
Property appreciation+$12,367
Loan principal paid down+$4,810
Rental cash flow+$12,000
10-year hold
+$61,822(328.4% ROI)
Projected value
$120,473
Return breakdown
Property appreciation+$26,360
Loan principal paid down+$11,462
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.09
1 BR
1.02
2 BR
0.93
3 BR
1.03
4 BR
1.05
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 25703 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 25703 (Huntington, WV) is $1,000 a month. That is up 3.1% from $970 in FY 2026. Huntington is in the Huntington-Ashland, WV-KY-OH HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,006. Among 47 ZIP codes in Cabell County, 25703 is tied for the 45th-highest two-bedroom rent (county range $1,000–$1,160). The median county two-bedroom FMR in West Virginia is $955, so ZIP 25703 is 5% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 25703
BedroomsFY 2027Change90–110% range
Studio$860+1.2%$774–$946
1BR$860+1.2%$774–$946
2BR$1,000+3.1%$900–$1,100
3BR$1,280+2.4%$1,152–$1,408
4BR$1,390−1.4%$1,251–$1,529

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 25703
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$860$860$1,000$1,280$1,390
FY 2026$850$850$970$1,250$1,410
FY 2025$840$850$970$1,260$1,460
FY 2024$790$820$940$1,240$1,430
FY 2023$650$710$830$1,100$1,250

Two-bedroom rent in nearby Cabell County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 25703
25701$1,020+2.0%
25702$1,070+7.0%
25703Current$1,000—
25704$1,050+5.0%
25705$1,090+9.0%
25706$1,030+3.0%
25707$1,030+3.0%
25708$1,030+3.0%
25709$1,030+3.0%
25710$1,030+3.0%
25711$1,030+3.0%
25712$1,030+3.0%

Questions about ZIP 25703 rents

How much will Section 8 pay for a two-bedroom in ZIP 25703?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,006, which applies unless the housing authority uses Small Area FMRs, that basic range is $905 to $1,107 a month; under the ZIP-level Small Area FMR of $1,000 it would be $900 to $1,100. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 25703 in?

ZIP 25703 is in the Huntington-Ashland, WV-KY-OH HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,006.

How much did fair market rent change in ZIP 25703 for FY 2027?

The two-bedroom FMR rose 3.1%, from $970 in FY 2026 to $1,000 in FY 2027. Since FY 2023 it has risen 20.5%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentHuntington, WV fair market rentWV statewide rentsWhat is SAFMR?Data sources