28425
ZIPSAFMR
Pender County, NC
BRFMR
Eff. Rent
0 BR$880$880
1 BR$920$920
2 BR$1,010$1,010
3 BR$1,400$1,400
4 BR$1,690$1,690
5 BR$1,943
6 BR$2,235
7 BR$2,570
8 BR$2,956

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
0.66ratio
FMR$880
Market$1,330
vs market-$450

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.66
1 BR
1 BR
0.72ratio
FMR$920
Market$1,280
vs market-$360

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.72
2 BR
2 BR
0.71ratio
FMR$1,010
Market$1,430
vs market-$420

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.71
3 BR
3 BR
0.92ratio
FMR$1,400
Market$1,520
vs market-$120

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.92
4 BR
4 BR
0.96ratio
FMR$1,690
Market$1,760
vs market-$70

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.96
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$88,169
Rent
$1,010
Down payment
$17,634
Loan
$70,535
Mortgage
$446
Expenses
$364
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 28425 (NC) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.