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34201

ZIPSAFMR
Manatee County, FL

ZIP Investment Score

49Below average

095130300
BRFMR
Eff. Rent
0 BR$1,910$1,630
1 BR$2,050$1,840
2 BR$2,390$2,510
3 BR$3,040$2,730
4 BR$3,620$3,680
5 BR$4,163Not available
6 BR$4,787Not available
7 BR$5,506Not available
8 BR$6,331Not available

Purchase Price Calculator

Maximum purchase price
$311,068

Cost breakdown

+Likely effective rent$2,510
HUD FMR$2,390
Market rent$2,580
Est. payment standard (105%)Used$2,510
-Principal and interest-$1,573
Loan amount$248,855
Down payment$62,214
Rate6.50%
Term30 years
-Operating costs-$737
Property taxes-$311
Insurance-$175
Utilities$0
HOA$0
Management-$251
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$40,034(64.3% ROI)
Projected value
$334,987
Return breakdown
Property appreciation+$23,918
Loan principal paid down+$8,916
Rental cash flow+$7,200
5-year hold
+$68,776(110.5% ROI)
Projected value
$351,945
Return breakdown
Property appreciation+$40,877
Loan principal paid down+$15,899
Rental cash flow+$12,000
10-year hold
+$149,011(239.5% ROI)
Projected value
$398,194
Return breakdown
Property appreciation+$87,125
Loan principal paid down+$37,885
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.17
1 BR
1.11
2 BR
0.93
3 BR
1.11
4 BR
0.97
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 34201 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 34201 (Bradenton, FL) is $2,390 a month. That is down 0.8% from $2,410 in FY 2026. Bradenton is in the North Port-Bradenton-Sarasota, FL MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 31 ZIP codes in Manatee County, 34201 has the 8th-highest two-bedroom rent (county range $1,350–$3,280). The median county two-bedroom FMR in Florida is $1,474, so ZIP 34201 is 62% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 34201
BedroomsFY 2027Change90–110% range
Studio$1,910+15.8%$1,719–$2,101
1BR$2,050−1.0%$1,845–$2,255
2BR$2,390−0.8%$2,151–$2,629
3BR$3,040−3.8%$2,736–$3,344
4BR$3,620−4.2%$3,258–$3,982

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 34201
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,910$2,050$2,390$3,040$3,620
FY 2026$1,650$2,070$2,410$3,160$3,780
FY 2025$1,830$2,290$2,670$3,510$4,200
FY 2024$1,830$2,230$2,700$3,590$4,280
FY 2023$1,600$1,920$2,390$3,170$3,770

Two-bedroom rent in nearby Manatee County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 34201
34201Current$2,390—
34202$2,800+17.2%
34203$1,890−20.9%
34204$2,080−13.0%
34205$1,740−27.2%
34206$2,080−13.0%
34207$1,850−22.6%
34208$1,910−20.1%
34209$2,370−0.8%
34210$2,000−16.3%
34211$2,720+13.8%
34212$2,540+6.3%

Questions about ZIP 34201 rents

How much will Section 8 pay for a two-bedroom in ZIP 34201?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,390, that basic range is $2,151 to $2,629 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 34201 in?

ZIP 34201 is in the North Port-Bradenton-Sarasota, FL MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 34201 for FY 2027?

The two-bedroom FMR fell 0.8%, from $2,410 in FY 2026 to $2,390 in FY 2027. Since FY 2023 it has risen 0.0%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set