Manatee County/Bradenton/34210

34210

ZIPSAFMR

Manatee County, FL

View on ZillowZillow

ZIP Investment Score

77Below average

095130300

BR	FMR	Eff. Rent	3Y CAGR
0 BR	$1,600	$1,300	12.0%
1 BR	$1,710	$1,580	7.2%
2 BR	$2,000	$2,090	6.0%
3 BR	$2,540	$2,640	4.3%
4 BR	$3,020	$2,810	4.3%
5 BR	$3,473	Not available	4.3%
6 BR	$3,994	Not available	4.3%
7 BR	$4,593	Not available	4.3%
8 BR	$5,282	Not available	4.3%

Purchase Price Calculator

Maximum purchase price

$248,657

Cost breakdown

+Likely effective rent$2,090

HUD FMR$2,000

Market rent$2,140

Est. payment standard (105%)Used$2,090

-Principal and interest-$1,257

Loan amount$198,925

Down payment$49,731

Rate6.50%

Term30 years

-Operating costs-$633

Property taxes-$249

Insurance-$175

Utilities$0

HOA$0

Management-$209

=Target cash flow+$200

Calculation mode

BedroomsCash-flow target

Down payment methodDown payment %

HOA / mo

Utilities methodUtilities amount

Management methodManagement % of rent

Hold period projections

Annual appreciation rate

3-year hold

+$33,446(67.3% ROI)

Projected value

$267,776

Return breakdown

Property appreciation+$19,119

Loan principal paid down+$7,127

Rental cash flow+$7,200

5-year hold

+$57,385(115.4% ROI)

Projected value

$281,332

Return breakdown

Property appreciation+$32,676

Loan principal paid down+$12,709

Rental cash flow+$12,000

10-year hold

+$123,929(249.2% ROI)

Projected value

$318,302

Return breakdown

Property appreciation+$69,645

Loan principal paid down+$30,284

Rental cash flow+$24,000

Public Housing Authority

Rolodex

Market Alignment

Studio

1.23ratio

FMR$1,600

Market$1,300

vs market+$300

FMR is above market; underwrite to market rent.

1.23

1 BR

1.08ratio

FMR$1,710

Market$1,580

vs market+$130

FMR is near market; voucher and private rents are aligned.

1.08

2 BR

0.93ratio

FMR$2,000

Market$2,140

vs market-$140

FMR is near market; voucher and private rents are aligned.

0.93

3 BR

0.94ratio

FMR$2,540

Market$2,690

vs market-$150

FMR is near market; voucher and private rents are aligned.

0.94

4 BR

1.07ratio

FMR$3,020

Market$2,810

vs market+$210

FMR is near market; voucher and private rents are aligned.

1.07

0.700.800.901.001.101.201.30aligned range

Historical

FY 2023-2027

FMR: FY2027
Market rent: last ~365 days
Property value: --
Tax rate: --
Mortgage rate: --

ZIP 34210 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 34210 (Bradenton, FL) is $2,000 a month. That is up 13.0% from $1,770 in FY 2026. Bradenton is in the North Port-Bradenton-Sarasota, FL MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 31 ZIP codes in Manatee County, 34210 has the 24th-highest two-bedroom rent (county range $1,350–$3,280). The median county two-bedroom FMR in Florida is $1,474, so ZIP 34210 is 36% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 34210
Bedrooms	FY 2026	FY 2027	Change	90–110% range
Studio	$1,280	$1,600	+25.0%	$1,440–$1,760
1BR	$1,520	$1,710	+12.5%	$1,539–$1,881
2BR	$1,770	$2,000	+13.0%	$1,800–$2,200
3BR	$2,290	$2,540	+10.9%	$2,286–$2,794
4BR	$2,740	$3,020	+10.2%	$2,718–$3,322

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 34210
Fiscal year	Studio	1BR	2BR	3BR	4BR
FY 2027	$1,600	$1,710	$2,000	$2,540	$3,020
FY 2026	$1,280	$1,520	$1,770	$2,290	$2,740
FY 2025	$1,150	$1,430	$1,670	$2,190	$2,630
FY 2024	$1,140	$1,390	$1,680	$2,240	$2,660
FY 2023	$1,060	$1,270	$1,590	$2,110	$2,510

Two-bedroom rent in nearby Manatee County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code	2 bedroom	vs. 34210
34203	$1,890	−5.5%
34204	$2,080	+4.0%
34205	$1,740	−13.0%
34206	$2,080	+4.0%
34207	$1,850	−7.5%
34208	$1,910	−4.5%
34209	$2,370	+18.5%
34210Current	$2,000	—
34211	$2,720	+36.0%
34212	$2,540	+27.0%
34215	$2,150	+7.5%
34216	$2,240	+12.0%

Questions about ZIP 34210 rents

How much will Section 8 pay for a two-bedroom in ZIP 34210?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,000, that basic range is $1,800 to $2,200 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 34210 in?

ZIP 34210 is in the North Port-Bradenton-Sarasota, FL MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 34210 for FY 2027?

The two-bedroom FMR rose 13.0%, from $1,770 in FY 2026 to $2,000 in FY 2027. Since FY 2023 it has risen 25.8%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rent Bradenton, FL fair market rent FL statewide rents What is SAFMR?Data sources