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Manatee County/Bradenton/34208

34208

ZIPSAFMR
Manatee County, FL
Zillow

ZIP Investment Score

98Above average

095130300
BRFMR
Eff. Rent
0 BR$1,530$1,630
1 BR$1,640$1,800
2 BR$1,910$2,080
3 BR$2,420$2,480
4 BR$2,890$2,730
5 BR$3,323Not available
6 BR$3,822Not available
7 BR$4,395Not available
8 BR$5,055Not available

Purchase Price Calculator

Maximum purchase price
$247,171

Cost breakdown

+Likely effective rent$2,080
HUD FMR$1,910
Market rent$2,170
Est. payment standard (109%)Used$2,080
-Principal and interest-$1,250
Loan amount$197,737
Down payment$49,434
Rate6.50%
Term30 years
-Operating costs-$630
Property taxes-$247
Insurance-$175
Utilities$0
HOA$0
Management-$208
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$33,290(67.3% ROI)
Projected value
$266,176
Return breakdown
Property appreciation+$19,005
Loan principal paid down+$7,084
Rental cash flow+$7,200
5-year hold
+$57,114(115.5% ROI)
Projected value
$279,651
Return breakdown
Property appreciation+$32,480
Loan principal paid down+$12,633
Rental cash flow+$12,000
10-year hold
+$123,332(249.5% ROI)
Projected value
$316,399
Return breakdown
Property appreciation+$69,229
Loan principal paid down+$30,103
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.91
1 BR
0.85
2 BR
0.88
3 BR
0.96
4 BR
1.06
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 34208 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 34208 (Bradenton, FL) is $1,910 a month. That is up 9.1% from $1,750 in FY 2026. Bradenton is in the North Port-Bradenton-Sarasota, FL MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 31 ZIP codes in Manatee County, 34208 has the 26th-highest two-bedroom rent (county range $1,350–$3,280). The median county two-bedroom FMR in Florida is $1,474, so ZIP 34208 is 30% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 34208
BedroomsFY 2027Change90–110% range
Studio$1,530+20.5%$1,377–$1,683
1BR$1,640+8.6%$1,476–$1,804
2BR$1,910+9.1%$1,719–$2,101
3BR$2,420+6.6%$2,178–$2,662
4BR$2,890+6.6%$2,601–$3,179

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 34208
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,530$1,640$1,910$2,420$2,890
FY 2026$1,270$1,510$1,750$2,270$2,710
FY 2025$1,150$1,430$1,670$2,190$2,630
FY 2024$1,110$1,360$1,640$2,180$2,600
FY 2023$980$1,170$1,460$1,940$2,300

Two-bedroom rent in nearby Manatee County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 34208
34201$2,390+25.1%
34202$2,800+46.6%
34203$1,890−1.0%
34204$2,080+8.9%
34205$1,740−8.9%
34206$2,080+8.9%
34207$1,850−3.1%
34208Current$1,910—
34209$2,370+24.1%
34210$2,000+4.7%
34211$2,720+42.4%
34212$2,540+33.0%

Questions about ZIP 34208 rents

How much will Section 8 pay for a two-bedroom in ZIP 34208?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,910, that basic range is $1,719 to $2,101 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 34208 in?

ZIP 34208 is in the North Port-Bradenton-Sarasota, FL MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 34208 for FY 2027?

The two-bedroom FMR rose 9.1%, from $1,750 in FY 2026 to $1,910 in FY 2027. Since FY 2023 it has risen 30.8%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentBradenton, FL fair market rentFL statewide rentsWhat is SAFMR?Data sources