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Hernando County/Brooksville/34601

34601

ZIPSAFMR
Hernando County, FL
Zillow

ZIP Investment Score

61Below average

095130300
BRFMR
Eff. Rent
0 BR$1,170$1,220
1 BR$1,210$1,250
2 BR$1,410$1,480
3 BR$1,800$1,770
4 BR$2,190$1,910
5 BR$2,519Not available
6 BR$2,896Not available
7 BR$3,331Not available
8 BR$3,830Not available

Purchase Price Calculator

Maximum purchase price
$158,011

Cost breakdown

+Likely effective rent$1,480
HUD FMR$1,410
Market rent$1,510
Est. payment standard (105%)Used$1,480
-Principal and interest-$799
Loan amount$126,409
Down payment$31,602
Rate6.50%
Term30 years
-Operating costs-$481
Property taxes-$158
Insurance-$175
Utilities$0
HOA$0
Management-$148
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$23,878(75.6% ROI)
Projected value
$170,160
Return breakdown
Property appreciation+$12,150
Loan principal paid down+$4,529
Rental cash flow+$7,200
5-year hold
+$40,840(129.2% ROI)
Projected value
$178,775
Return breakdown
Property appreciation+$20,764
Loan principal paid down+$8,076
Rental cash flow+$12,000
10-year hold
+$87,501(276.9% ROI)
Projected value
$202,267
Return breakdown
Property appreciation+$44,256
Loan principal paid down+$19,244
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.94
1 BR
0.95
2 BR
0.93
3 BR
1.02
4 BR
1.15
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 34601 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 34601 (Brooksville, FL) is $1,410 a month. That is down 3.4% from $1,460 in FY 2026. Brooksville is in the Tampa-St. Petersburg-Clearwater, FL MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 18 ZIP codes in Hernando County, 34601 has the 13th-highest two-bedroom rent (county range $1,020–$1,980). The median county two-bedroom FMR in Florida is $1,474, so ZIP 34601 is 4% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 34601
BedroomsFY 2027Change90–110% range
Studio$1,170−0.8%$1,053–$1,287
1BR$1,210−3.2%$1,089–$1,331
2BR$1,410−3.4%$1,269–$1,551
3BR$1,800−3.7%$1,620–$1,980
4BR$2,190−3.5%$1,971–$2,409

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 34601
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,170$1,210$1,410$1,800$2,190
FY 2026$1,180$1,250$1,460$1,870$2,270
FY 2025$1,150$1,240$1,460$1,870$2,270
FY 2024$1,050$1,130$1,340$1,710$2,090
FY 2023$930$1,000$1,200$1,540$1,880

Two-bedroom rent in nearby Hernando County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 34601
34601Current$1,410—
34602$1,580+12.1%
34603$1,570+11.3%
34604$1,510+7.1%
34605$1,570+11.3%
34606$1,530+8.5%
34607$1,620+14.9%
34608$1,580+12.1%
34609$1,980+40.4%
34610$1,710+21.3%
34611$1,570+11.3%
34613$1,460+3.5%

Questions about ZIP 34601 rents

How much will Section 8 pay for a two-bedroom in ZIP 34601?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,410, that basic range is $1,269 to $1,551 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 34601 in?

ZIP 34601 is in the Tampa-St. Petersburg-Clearwater, FL MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 34601 for FY 2027?

The two-bedroom FMR fell 3.4%, from $1,460 in FY 2026 to $1,410 in FY 2027. Since FY 2023 it has risen 17.5%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentBrooksville, FL fair market rentFL statewide rentsWhat is SAFMR?Data sources