34606
ZIPSAFMR
Hernando County, FL
BRFMR
Eff. Rent
0 BR$1,300$1,320
1 BR$1,380$1,410
2 BR$1,610$1,650
3 BR$2,060$1,880
4 BR$2,510$2,310
5 BR$2,887
6 BR$3,319
7 BR$3,817
8 BR$4,390

Purchase Price Calculator

Maximum purchase price
$183,273

Cost breakdown

+Likely effective rent$1,650
HUD FMR$1,610
Market rent$1,670
Est. payment standard (102%)Used$1,650
Estimated payment standard is $1,650 (102% of FMR).
-Principal and interest-$927
Loan amount$146,618
Down payment$36,655
Rate6.50%
Term30 years
-Operating costs-$523
Property taxes-$183
Insurance-$175
Utilities$0
HOA$0
Management-$165
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$26,545(72.4% ROI)
Projected value
$197,365
Current value$183,273
Return breakdown
Property appreciation+$14,092
Loan principal paid down+$5,253
Rental cash flow+$7,200
5-year hold
+$45,451(124.0% ROI)
Projected value
$207,356
Current value$183,273
Return breakdown
Property appreciation+$24,084
Loan principal paid down+$9,367
Rental cash flow+$12,000
10-year hold
+$97,653(266.4% ROI)
Projected value
$234,605
Current value$183,273
Return breakdown
Property appreciation+$51,332
Loan principal paid down+$22,321
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.98ratio
FMR$1,300
Market$1,330
vs market-$30

FMR is near market; voucher and private rents are aligned.

90% standard$1,170 / 0.88 ratio110% standard$1,430 / 1.08 ratio
0.98
1 BR
1 BR
0.97ratio
FMR$1,380
Market$1,420
vs market-$40

FMR is near market; voucher and private rents are aligned.

90% standard$1,242 / 0.87 ratio110% standard$1,518 / 1.07 ratio
0.97
2 BR
2 BR
0.96ratio
FMR$1,610
Market$1,670
vs market-$60

FMR is near market; voucher and private rents are aligned.

90% standard$1,449 / 0.87 ratio110% standard$1,771 / 1.06 ratio
0.96
3 BR
3 BR
1.10ratio
FMR$2,060
Market$1,880
vs market+$180

FMR is near market; voucher and private rents are aligned.

90% standard$1,854 / 0.99 ratio110% standard$2,266 / 1.21 ratio
1.10
4 BR
4 BR
1.09ratio
FMR$2,510
Market$2,310
vs market+$200

FMR is near market; voucher and private rents are aligned.

90% standard$2,259 / 0.98 ratio110% standard$2,761 / 1.20 ratio
1.09
0.700.800.901.001.101.201.30aligned range

Voucher rents are well-aligned with market rents across all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 34606 (FL) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

34606 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 34606 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,610 and the 4 bedroom fair market rent is $2,510.

Use this page for searches like 34606 FMR, 34606 fair market rent, and 34606 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 34606
Bedroom sizeHUD FMR
Studio$1,300
1 bedroom$1,380
2 bedroom$1,610
3 bedroom$2,060
4 bedroom$2,510