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Hernando County/Brooksville/34613

34613

ZIPSAFMR
Hernando County, FL
Zillow

ZIP Investment Score

85Below average

095130300
BRFMR
Eff. Rent
0 BR$1,220$1,340
1 BR$1,260$1,390
2 BR$1,460$1,610
3 BR$1,860$2,000
4 BR$2,270$2,330
5 BR$2,611Not available
6 BR$3,002Not available
7 BR$3,452Not available
8 BR$3,970Not available

Purchase Price Calculator

Maximum purchase price
$177,329

Cost breakdown

+Likely effective rent$1,610
HUD FMR$1,460
Market rent$1,700
Est. payment standard (110%)Used$1,610
-Principal and interest-$897
Loan amount$141,863
Down payment$35,466
Rate6.50%
Term30 years
-Operating costs-$513
Property taxes-$177
Insurance-$175
Utilities$0
HOA$0
Management-$161
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$25,918(73.1% ROI)
Projected value
$190,964
Return breakdown
Property appreciation+$13,635
Loan principal paid down+$5,083
Rental cash flow+$7,200
5-year hold
+$44,366(125.1% ROI)
Projected value
$200,631
Return breakdown
Property appreciation+$23,302
Loan principal paid down+$9,064
Rental cash flow+$12,000
10-year hold
+$95,264(268.6% ROI)
Projected value
$226,996
Return breakdown
Property appreciation+$49,667
Loan principal paid down+$21,597
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.87
1 BR
0.78
2 BR
0.86
3 BR
0.90
4 BR
0.96
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 34613 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 34613 (Brooksville, FL) is $1,460 a month. That is down 9.3% from $1,610 in FY 2026. Brooksville is in the Tampa-St. Petersburg-Clearwater, FL MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 18 ZIP codes in Hernando County, 34613 has the 12th-highest two-bedroom rent (county range $1,020–$1,980).

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 34613
BedroomsFY 2027Change90–110% range
Studio$1,220−6.2%$1,098–$1,342
1BR$1,260−8.7%$1,134–$1,386
2BR$1,460−9.3%$1,314–$1,606
3BR$1,860−9.7%$1,674–$2,046
4BR$2,270−9.6%$2,043–$2,497

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 34613
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,220$1,260$1,460$1,860$2,270
FY 2026$1,300$1,380$1,610$2,060$2,510
FY 2025$1,310$1,410$1,660$2,130$2,590
FY 2024$1,220$1,320$1,560$1,990$2,430
FY 2023$1,100$1,170$1,410$1,800$2,210

Two-bedroom rent in nearby Hernando County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 34613
34602$1,580+8.2%
34603$1,570+7.5%
34604$1,510+3.4%
34605$1,570+7.5%
34606$1,530+4.8%
34607$1,620+11.0%
34608$1,580+8.2%
34609$1,980+35.6%
34610$1,710+17.1%
34611$1,570+7.5%
34613Current$1,460—
34614$1,400−4.1%

Questions about ZIP 34613 rents

How much will Section 8 pay for a two-bedroom in ZIP 34613?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,460, that basic range is $1,314 to $1,606 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 34613 in?

ZIP 34613 is in the Tampa-St. Petersburg-Clearwater, FL MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 34613 for FY 2027?

The two-bedroom FMR fell 9.3%, from $1,610 in FY 2026 to $1,460 in FY 2027. Since FY 2023 it has risen 3.5%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentBrooksville, FL fair market rentFL statewide rentsWhat is SAFMR?Data sources