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Kendall County/Yorkville/60560

60560

ZIPSAFMR
Kendall County, IL
Zillow

ZIP Investment Score

67Below average

095130300
BRFMR
Eff. Rent
0 BR$1,650$1,550
1 BR$1,660$1,520
2 BR$2,170$1,980
3 BR$2,820$2,480
4 BR$3,000$2,850
5 BR$3,450Not available
6 BR$3,967Not available
7 BR$4,563Not available
8 BR$5,247Not available

Purchase Price Calculator

Maximum purchase price
$232,311

Cost breakdown

+Likely effective rent$1,980
HUD FMR$2,170
Market rentUsed$1,980
Est. payment standard (94%)$2,050
-Principal and interest-$1,175
Loan amount$185,849
Down payment$46,462
Rate6.50%
Term30 years
-Operating costs-$605
Property taxes-$232
Insurance-$175
Utilities$0
HOA$0
Management-$198
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$31,721(68.3% ROI)
Projected value
$250,173
Return breakdown
Property appreciation+$17,863
Loan principal paid down+$6,659
Rental cash flow+$7,200
5-year hold
+$54,401(117.1% ROI)
Projected value
$262,838
Return breakdown
Property appreciation+$30,528
Loan principal paid down+$11,874
Rental cash flow+$12,000
10-year hold
+$117,360(252.6% ROI)
Projected value
$297,377
Return breakdown
Property appreciation+$65,067
Loan principal paid down+$28,293
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.06
1 BR
1.09
2 BR
1.10
3 BR
1.14
4 BR
1.05
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 60560 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 60560 (Yorkville, IL) is $2,170 a month. That is up 15.4% from $1,880 in FY 2026. Yorkville is in the Kendall County, IL HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,341. Among 22 ZIP codes in Kendall County, 60560 has the 7th-highest two-bedroom rent (county range $1,750–$3,030). The median county two-bedroom FMR in Illinois is $958, so ZIP 60560 is 127% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 60560
BedroomsFY 2027Change90–110% range
Studio$1,650+26.9%$1,485–$1,815
1BR$1,660+16.1%$1,494–$1,826
2BR$2,170+15.4%$1,953–$2,387
3BR$2,820+8.9%$2,538–$3,102
4BR$3,000+11.9%$2,700–$3,300

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 60560
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,650$1,660$2,170$2,820$3,000
FY 2026$1,300$1,430$1,880$2,590$2,680
FY 2025$1,320$1,330$1,740$2,440$2,520
FY 2024$1,080$1,220$1,600$2,250$2,360
FY 2023$1,000$1,010$1,330$1,890$1,920

Two-bedroom rent in nearby Kendall County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 60560
60536$1,850−14.7%
60537$1,850−14.7%
60538$2,410+11.1%
60541$1,990−8.3%
60543$2,090−3.7%
60544$2,700+24.4%
60545$2,120−2.3%
60548$1,850−14.7%
60551$1,850−14.7%
60554$1,750−19.4%
60560Current$2,170—
60585$3,030+39.6%

Questions about ZIP 60560 rents

How much will Section 8 pay for a two-bedroom in ZIP 60560?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,341, which applies unless the housing authority uses Small Area FMRs, that basic range is $2,107 to $2,575 a month; under the ZIP-level Small Area FMR of $2,170 it would be $1,953 to $2,387. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 60560 in?

ZIP 60560 is in the Kendall County, IL HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,341.

How much did fair market rent change in ZIP 60560 for FY 2027?

The two-bedroom FMR rose 15.4%, from $1,880 in FY 2026 to $2,170 in FY 2027. Since FY 2023 it has risen 63.2%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentYorkville, IL fair market rentIL statewide rentsWhat is SAFMR?Data sources