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63013

ZIPSAFMR
Franklin County, MO

ZIP Investment Score

72Below average

095130300
BRFMR
Eff. Rent
0 BR$930$930
1 BR$970$970
2 BR$1,180$1,180
3 BR$1,520$1,520
4 BR$1,750$1,750
5 BR$2,012Not available
6 BR$2,314Not available
7 BR$2,662Not available
8 BR$3,061Not available

Purchase Price Calculator

Maximum purchase price
$113,431

Cost breakdown

+Likely effective rent$1,180
HUD FMRUsed$1,180
Market rentN/A
Est. payment standardN/A
-Principal and interest-$574
Loan amount$90,745
Down payment$22,686
Rate6.50%
Term30 years
-Operating costs-$406
Property taxes-$113
Insurance-$175
Utilities$0
HOA$0
Management-$118
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$19,173(84.5% ROI)
Projected value
$122,153
Return breakdown
Property appreciation+$8,722
Loan principal paid down+$3,251
Rental cash flow+$7,200
5-year hold
+$32,703(144.2% ROI)
Projected value
$128,337
Return breakdown
Property appreciation+$14,906
Loan principal paid down+$5,798
Rental cash flow+$12,000
10-year hold
+$69,585(306.7% ROI)
Projected value
$145,201
Return breakdown
Property appreciation+$31,770
Loan principal paid down+$13,815
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
--
Mortgage rate
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ZIP 63013 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 63013 (Beaufort, MO) is $1,180 a month. That is up 19.2% from $990 in FY 2026. Beaufort is in the St. Louis, MO-IL HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 25 ZIP codes in Franklin County, 63013 is tied for the 7th-highest two-bedroom rent (county range $960–$1,860). The median county two-bedroom FMR in Missouri is $962, so ZIP 63013 is 23% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 63013
BedroomsFY 2027Change90–110% range
Studio$930+22.4%$837–$1,023
1BR$970+21.3%$873–$1,067
2BR$1,180+19.2%$1,062–$1,298
3BR$1,520+19.7%$1,368–$1,672
4BR$1,750+18.2%$1,575–$1,925

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 63013
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$930$970$1,180$1,520$1,750
FY 2026$760$800$990$1,270$1,480
FY 2025$840$880$1,090$1,410$1,640
FY 2024$690$720$900$1,170$1,370
FY 2023$630$680$860$1,110$1,310

Two-bedroom rent in nearby Franklin County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 63013
63005$1,860+57.6%
63013Current$1,180—
63014$960−18.6%
63015$960−18.6%
63037$990−16.1%
63039$1,260+6.8%
63041$1,1800.0%
63055$1,150−2.5%
63056$1,310+11.0%
63060$1,160−1.7%
63061$1,160−1.7%
63068$1,150−2.5%

Questions about ZIP 63013 rents

How much will Section 8 pay for a two-bedroom in ZIP 63013?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,180, that basic range is $1,062 to $1,298 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 63013 in?

ZIP 63013 is in the St. Louis, MO-IL HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 63013 for FY 2027?

The two-bedroom FMR rose 19.2%, from $990 in FY 2026 to $1,180 in FY 2027. Since FY 2023 it has risen 37.2%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set