Skip to main content
Loading page
St. Louis County/Pacific/63069

63069

ZIPSAFMR
St. Louis County, MO
Zillow

ZIP Investment Score

91Below average

095130300
BRFMR
Eff. Rent
0 BR$870$960
1 BR$900$990
2 BR$1,100$1,210
3 BR$1,410$1,550
4 BR$1,630$1,710
5 BR$1,874Not available
6 BR$2,156Not available
7 BR$2,479Not available
8 BR$2,851Not available

Purchase Price Calculator

Maximum purchase price
$117,889

Cost breakdown

+Likely effective rent$1,210
HUD FMR$1,100
Market rent$1,380
Est. payment standard (110%)Used$1,210
-Principal and interest-$596
Loan amount$94,311
Down payment$23,578
Rate6.50%
Term30 years
-Operating costs-$414
Property taxes-$118
Insurance-$175
Utilities$0
HOA$0
Management-$121
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$19,644(83.3% ROI)
Projected value
$126,954
Return breakdown
Property appreciation+$9,065
Loan principal paid down+$3,379
Rental cash flow+$7,200
5-year hold
+$33,517(142.2% ROI)
Projected value
$133,381
Return breakdown
Property appreciation+$15,492
Loan principal paid down+$6,026
Rental cash flow+$12,000
10-year hold
+$71,377(302.7% ROI)
Projected value
$150,908
Return breakdown
Property appreciation+$33,019
Loan principal paid down+$14,358
Rental cash flow+$24,000

Public Housing Authority

Loading Public Housing Authority

Rolodex

Loading Rolodex

Market Alignment

Studio
0.67
1 BR
0.80
2 BR
0.80
3 BR
0.81
4 BR
0.93
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 63069 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 63069 (Pacific, MO) is $1,100 a month. That is up 8.9% from $1,010 in FY 2026. Pacific is in the St. Louis, MO-IL HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 54 ZIP codes in St. Louis County, 63069 has the 53rd-highest two-bedroom rent (county range $1,060–$2,020). The median county two-bedroom FMR in Missouri is $962, so ZIP 63069 is 14% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 63069
BedroomsFY 2027Change90–110% range
Studio$870+10.1%$783–$957
1BR$900+9.8%$810–$990
2BR$1,100+8.9%$990–$1,210
3BR$1,410+8.5%$1,269–$1,551
4BR$1,630+8.7%$1,467–$1,793

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 63069
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$870$900$1,100$1,410$1,630
FY 2026$790$820$1,010$1,300$1,500
FY 2025$840$880$1,090$1,410$1,640
FY 2024$770$800$1,000$1,290$1,500
FY 2023$630$680$860$1,110$1,310

Two-bedroom rent in nearby St. Louis County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 63069
63033$1,410+28.2%
63034$2,020+83.6%
63038$1,670+51.8%
63040$1,880+70.9%
63042$1,190+8.2%
63043$1,480+34.5%
63044$1,330+20.9%
63045$1,430+30.0%
63049$1,160+5.5%
63069Current$1,100—
63074$1,190+8.2%
63088$1,600+45.5%

Questions about ZIP 63069 rents

How much will Section 8 pay for a two-bedroom in ZIP 63069?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,100, that basic range is $990 to $1,210 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 63069 in?

ZIP 63069 is in the St. Louis, MO-IL HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 63069 for FY 2027?

The two-bedroom FMR rose 8.9%, from $1,010 in FY 2026 to $1,100 in FY 2027. Since FY 2023 it has risen 27.9%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentPacific, MO fair market rentMO statewide rentsWhat is SAFMR?Data sources